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Operating area United States, Canada
Members ±3,500 (U.S.)
249 (Canada)
ATMs ±245,000
Founded 1974 (as The Exchange)

ACCEL/Exchange is an interbank network. It connects over 245,000 ATMs in all 50 states in the United States, with a further 2,300 throughout Canada under its subsidiary, The Exchange Canada. The network also has a small number of ATMs in certain U.S. Air Force Bases around the world, and over one million electronic funds transfer at point-of-sale locations.

The U.S. division is managed by Fiserv and the Canadian one by FICANEX.


  • 1974: The Exchange was founded in the Pacific Northwest of the United States, as an interbank network, touting itself as the world's first 24-hour ATM network.[1]
  • 1983: The network expanded just North of the border, to unite the ATMs of several credit unions in British Columbia.[2] The move took place one year before the much larger Interac network was founded by five leading banks.
  • 1985: ACCEL was founded, by major banks in the Northwest of the United States, primarily as an electronic funds transfer network.
  • 1991: The two companies merged to form ACCEL/Exchange.

In the 1990s most banks in the Pacific Northwest were part of this network including Seafirst Bank/Bank of America, US Bank, First Interstate Bank, Puget Sound Bank, Rainier Bank/Security Pacific, Key Bank and West One Bank. Since then, bank mergers caused some banks to leave the Accel/Exchange network. Now only Key Bank is part of Accel/Exchange when it comes to major banks in the Northwest.


Separate logos of ACCEL and The Exchange prior to the merger

External links[edit]