America’s Health Insurance Plans

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America's Health Insurance Plans
Abbreviation AHIP
Formation 2003
Type trade association
Purpose/focus political advocacy
Location Washington,
District of Columbia
Region served United States
President Karen Ignagni
Website ahip.org

America’s Health Insurance Plans (AHIP) is a national political advocacy and trade association with about 1,300 member companies that sell health insurance coverage to more than 200 million Americans and is thereby funded by the premiums they pay.[1] AHIP was formed through the merger of Health Insurance Association of America (HIAA) and American Association of Health Plans (AAHP).[2][3][4][5] AAHP was formed through a merger between two Health Maintenance Organization (HMO) trade associations, Group Health Association of America and American Managed Care and Review Association.[citation needed] AHIP is a member of CAQH, a coalition of healthcare trade associations and health plans that aims to simplify healthcare administration.

The AHIP Center for Policy and Research is the trade association's research arm.[6] The center publishes research on a variety of forms of private health insurance, often based on survey data gathered from AHIP member companies. The forms of insurance studied include disability income and long-term care insurance as well as different types of medical expense insurance.

AHIP President Karen M. Ignagni[7] frequently serves as a spokesperson for the views of the insurance industry.[8] On September 27, 2007, she appeared on The Oprah Winfrey Show opposite Michael Moore, the director of Sicko, to discuss health insurance.[9]

Contents

[edit] Health Care Reform

In response to a past statement by Senator Hillary Clinton that insurance companies "spend tens of billions of dollars a year figuring out how not to cover people" and "how to cherry-pick the healthiest persons, and leave everyone else out in the cold", Ignagni asserted the AHIP endorses the goal of universal coverage, that insurers deny only 3 percent of claims, and that many of those are for experimental procedures that employers do not cover.[10] It lobbies against any government plan, claiming to fear its members would be driven out of business as the government uses its purchasing power to demand much lower prices from doctors and hospitals.[11] An AHIP spokesman has said that 50,000 of its members’ employees have been mobilized to write letters and make phone calls to politicians or attend town-hall meetings to advance the organization’s healthcare reform ideas [12]

[edit] Lobbying

AHIP has spent more than $31.4 million dollars on lobbying from 2005 to 2009, according to the non-partisan Center for Responsive Politics. This includes $3.9 million alone in 2009, which paid for the work of 50 lobbyists at eight different lobbying firms. [13]

[edit] Controversy

AHIP's 2005 television ad "Shark Bait" drew harsh criticism for its claim that "lawsuit abuse" by American trial lawyers cost the typical American family $1,200 a year.[14]

While Karen Ignagni is usually pleased to talk about the health insurance industry, in 2009, she has refused to answer questions about her own personal health insurance coverage, as part of the discussion of health care reform. She has declined to answer questions about her own coverage, copay, deductible, or, any other specifics.[15]

On August 27, 2009, Michael Tuffin a spokesman for AHIP, told CNN’s “Lou Dobbs” program that ”every survey shows strong satisfaction for private health insurance,” as part of the organization’s campaign against health care reform. The non-partisan Politfact watchdog organization found that his words were "half-true." In fact, Politifact said polls have found that often the majority of consumers have varying degrees of satisfaction, but are not strongly satisfied. For instance, an ABC News poll in June 2009 about the cost of health insurance premiums found 23 percent were very satisfied, but a combined 75 percent of consumers were somewhat satisfied, somewhat dissatisfied or very dissatisfied (31 percent somewhat satisfied, 19 percent somewhat dissatisfied and 25 percent very dissatisfied.) [16]

[edit] References

[edit] External links