Bill Me Later
|Foundation date||Timonium, MD US (2000)|
|Headquarters||Timonium, Maryland US|
|Alexa rank||4,525 (April 2013[update])|
Bill Me Later is a proprietary payment method offered on the websites of many well-known merchants, including those of Wal-Mart, USPS, Best Buy, Overstock.com, American Airlines, JetBlue Airways, Jewelry Television and Hotels.com. The site, which offers consumers a line of revolving credit through WebBank, allows purchases to be made online without using a credit card. The company was one of the first recipients of the Red Herring Global 100 Award by the publication Red Herring.
How it works 
After customers open their accounts (including credit check), Bill Me Later asks customers at every purchase to fill out the last 4 digits of their SSN and their date of birth. The approved customer can then pay the bill by mail (check), phone or online (via bank account) at www.billmelater.com. Bill Me Later accounts can be linked with PayPal accounts by visiting https://billmelater.com/linkpaypal. Once the Bill Me Later account is linked to PayPal, it becomes a funding option within the PayPal account and gives the option to pay off the Bill Me Later balance. Customers also get an email whenever they are declined. In cases when they are declined and they don't receive declined email/letter, they can contact Bill Me Later Customer Service to check if it was not a system issue. Bill Me Later isn't a credit card but a revolving line of credit offered by WebBank, Salt Lake City, Utah. The company will charge late payments just like a credit card company.
Developers/new merchant integration 
Unlike its parent company PayPal which is available to most e-commerce entities, Bill Me Later is available to most businesses. New merchants can request integration through a website operated by the company.
Other products 
Besides its flagship consumer service, Bill Me Later also offers Bill Me Later Business (seen at USPS) and Preferred Account (seen at Newegg). In Bill Me Later Business, the users are business owners who want to use the equivalent of a corporate card for buying products and services over the web. The business owner would apply for Bill Me Later Business - using data like EIN etc. The Preferred Account is similar to the concept of a charge card - that can be used at a particular merchant only.
Bill Me Later in PayPal wallet 
After the Paypal acquisition of Bill Me Later, Bill Me Later is offered as a payment method through Paypal at sites that both accept Paypal and Bill Me Later. Paypal balances are accepted as payment on Bill Me Later statements. 
- "Billmelater.com Site Info". Alexa Internet. Retrieved 2013-04-22.
- "Bill Me Later FAQ". Retrieved 28 January 2013.