Blik
 | |
| Developer(s) | Polski Standard Płatności sp. z o.o. |
|---|---|
| Initial release | February 9, 2015 |
| Available in | Polish, English |
| Type | Mobile payment |
| Website | blik |
Blik is a payment system in Poland that allows users to make instant payments and withdraw cash using only the user's standard mobile banking app.
The system allows to make online and in-store purchases and to transfer money in real time between bank accounts and ATMs,[1][2] including cash withdrawal from ATMs, without the need of a payment card. Transactions are uniquely identified by a 6-digit one-time code, valid for 2 minutes, which the user generates and authenticates in his/her mobile banking app. The code can then be typed in online, entered on the ATM screen, or typed by the payment recipient in his/her mobile app. The resulting payments are near instant.
Blik was launched in February 2015 by Polski Standard Płatności, an alliance of six Polish banks,[3] itself a member of the European Mobile Payment Systems Association. The number of participating banks has grown since.
Blik had 7 million users and processed 424 million transactions in 2020.[4]
Participating banks
The Blik service is available from the following banks:
References
- ^ "BLIK payment method". adyen.com. 2021-02-11. Retrieved 2021-03-25.
- ^ "Why BLIK is so popular and how we deployed it in mobile banking?". Finanteq. 2020-01-31. Retrieved 2021-03-25.
- ^ "Polish banks launch mobile payments solution Blik". ecommercenews. 2015-02-10. Retrieved 2021-03-25.
- ^ "424 million transactions worth PLN 57 billion in 2020: BLIK is picking up speed". blik.com. 2021-02-11. Retrieved 2021-03-25.
