Canadian Bankers Association
The Canadian Bankers Association (CBA) is a financial lobbying group  that works on behalf of 60 domestic banks, foreign bank subsidiaries and foreign bank branches operating in Canada and their 280,000 employees. The CBA advocates for effective public policies that contribute to a sound, successful banking system that benefits Canadians and Canada's economy. The Association also promotes financial literacy to help Canadians make informed financial decisions and works with banks and law enforcement to help protect customers against financial crime and promote fraud awareness. The CBA was organized in Montreal in 1891, making it one of Canada’s oldest interest groups.
The CBA works on public policy issues related to the banking system in Canada. The CBA is also a leading source of information and statistics about banks operating in Canada and the country's national banking system, which has been named the world’s soundest by the World Economic Forum for six consecutive years.
- 1 Leadership
- 2 Consumer Information
- 3 Fraud Prevention
- 4 Financial Literacy
- 5 Canadian Banks’ Law Enforcement Award
- 6 Membership
- 7 See also
- 8 References
- 9 External links
Terry Campbell is President and Chief Executive Officer of the Canadian Bankers Association. In this capacity, he is the principal spokesperson for the banking industry in Canada and communicates the perspectives of the industry to all levels of government, regulators, international bodies, media and the Canadian public. He also ensures that the CBA plays a leadership role in the development of sound public policy on financial services. He is also a member of the Board of Directors of the International Banking Federation (IBFed), a forum that addresses issues affecting banking around the world.
Mr. Campbell joined the CBA in 1997 and most recently held the position of Vice President, Policy. In this role, he was responsible for supporting the banking industry’s policy development and advocacy activities regarding federal financial services legislation reform, policy and legislation affecting banks as employers, international trade policy, and a range of regulatory issues at the provincial level.
Prior to joining the CBA, Mr. Campbell had a sixteen-year career in the Ontario public service, including serving at the director level with responsibility for policy related to provincially regulated financial services.
Mr. Campbell graduated with a Master’s degree in History from Queen's University and completed his undergraduate work at the University of Toronto. He has served on the Guelph Museums Board of Management and the Board of the Deposit Insurance Corporation of Ontario. He is active in mentoring programs for recent immigrants to Canada.
Anatol von Hahn
Anatol von Hahn is Group Head, Canadian Banking at Scotiabank, responsible for all retail, small business and commercial banking operations in Canada, and has been in this role since 2010.
Since joining Scotiabank in 1984, Mr. von Hahn has held a number of positions in Canada as well as internationally, working in Singapore, Chile, Argentina and Mexico. Prior to his most recent appointment, he served as Executive Vice President, Personal and Commercial Banking, Canada.
He holds a Bachelor of Commerce degree from Concordia University and participated in the Advanced Management Program at Harvard University.
Mr. von Hahn will serve as Chair of the Executive Council of the CBA until June 2016.
The CBA provides information to the public about banking policies, saving and investing, and fraud prevention.
Through the CBA’s website, consumers can learn basic banking information such as opening a bank account, choosing the right account and understanding credit. The CBA also provides an overview of various banking products like Tax Free Savings Accounts, RRSPs and mortgages.
The CBA also provides information to the public about their rights and responsibilities while conducting banking transactions. Consumers can find information about codes of conduct, selling practices and customer privacy through the CBA’s website.
Foreign Account Tax Compliance Act
Starting July 2014 anyone opening a bank account in Canada will be required to answer the question: "Are you ar have you ever been an American person?"
The Foreign Account Tax Compliance Act (FATCA) became law in the USA in 2010 and will take effect on in July 2014. Banks around the world are expected to collect information about their customers and share it with the IRS. In Canada this is expected to affect almost all Canadians, and, according to the CBA, expected to cost Canadian financial institutions about $100 million each. The people who will be directly affected are: dual citizens, Greencard holders and snowbirds. US citizens and former permanent residents must file annual income tax returns with the IRS. 
The CBA has a page on their website that explains some of the details of FATCA (see external links).
Canada’s banks take the issue of financial fraud seriously. In order to help make fraud prevention a habit throughout the year, the CBA, on behalf of Canada’s banks, has developed a series of Fraud Prevention Tips that cover current and emerging fraud schemes like phishing, identity theft and debit card fraud.
“Your Money’’ is the CBA’s financial literacy resource for youth. Every year bankers from CBA member institutions volunteer to visit classrooms across Canada to present a seminar that covers topics such as budgeting, saving, investing, borrowing and fraud prevention. This non-commercial program teaches young adults about responsible money management. The Your Money website (www.yourmoney.cba.ca)also provides resources for parents to teach their kids financial literacy at home.
Developed in partnership with the Financial Consumer Agency of Canada more than ten years ago, the ‘’Your Money’’ program has reached over 215,000 students across Canada. Teachers can request a seminar for their class online and are then matched to a volunteer banker from their community. The seminar is interactive, and students have the opportunity to actively participate. Find out more, or register at www.yourmoney.cba.ca.
Canadian Banks’ Law Enforcement Award
Canadian banks work closely with law enforcement in order to prevent and investigate crimes against financial institutions. Every year, the CBA honours outstanding Canadian police officers who have gone above and beyond the call of duty to protect Canada’s banks and their employees against financial crime.
Since 1972, the CBA has honoured 223 police officers. Recipients of this prestigious award have gone above and beyond the call of duty while preventing and investigating crimes against Canada's financial institutions.
The CBA currently has 60 members from domestic, foreign bank subsidiaries and foreign bank branches operating in Canada. Current CBA members are:
Schedule I Banks
Schedule I Banks are domestic banks and are authorized under the Bank Act 1991 to accept deposits, which may be eligible for insurance provided by the CDIC.
- B2B Bank
- BMO Financial Group
- The Bank of Nova Scotia
- Bridgewater Bank
- Canadian Tire Bank
- Canadian Western Bank
- CFF Bank
- Citizens Bank of Canada
- Equitable Bank
- Hollis Canadian Bank
- HomEquity Bank
- Laurentian Bank of Canada
- Manulife Bank of Canada
- National Bank of Canada
- Pacific & Western Bank of Canada
- President's Choice Bank
- Rogers Bank
- Royal Bank of Canada
- TD Bank Group
Schedule II Banks
Schedule II Banks are foreign bank subsidiaries authorized under the Bank Act to accept deposits, which may be eligible for deposit insurance provided by CDIC. Foreign bank subsidiaries are controlled by eligible foreign institutions
- Amex Bank of Canada
- Bank of China (Canada)
- Bank of Tokyo – Mitsubishi UFJ (Canada)
- BNP Paribas (Canada)
- Citibank Canada
- Habib Canadian Bank
- HSBC Bank Canada
- ICICI Bank Canada
- Industiral and Commercial Bank of China (Canada)
- J.P. Morgan Bank Canada
- Korea Exchange Bank of Canada
- BofA Canada Bank
- Mega International Commercial Bank (Canada)
- Societe Generale (Canada)
- State Bank of India (Canada)
- Sumitomo Mitsui Banking Corporation of Canada
- UBS Bank
- Walmart Canada Bank
Schedule III Banks
Schedule III banks are foreign bank branches of foreign institutions that have been authorized under the Bank Act to do banking business in Canada.
- Bank of America, N.A (Canada Branch)
- The Bank of New York Mellon
- Barclays Bank PLC, Canada Branch
- BNP Paribas
- Capital One Bank (Canada Branch)
- Citibank, N.A.
- Comerica Bank
- Deutsche Bank A.G.
- HSBC Bank USA, N.A.
- JPMorgan Chase Bank, N.A
- Maple Bank GmbH
- Mizuho Bank Ltd.,
- Societe Generale (Canada Branch)
- The Royal Bank of Scotland, N.V.
- State Street Bank and Trust Company
- USB AG (Canada Branch)
- Credit Suisse, Toronto Branch
- PNC Bank Canada Branch
- Wells Fargo Bank, N.A., Canadian Branch
- Credit Suisse, Toronto Branch
- Merrill Lynch International Bank Limited
- PNC Bank Canada Branch
- "Canadian banks ‘concerned’ about provincial power grab". CBC News. 2011-08-12.
- http://www3.weforum.org/docs/WEF_GlobalCompetitivenessReport_2010-11.pdf World Economic Forum - Global Competitiveness Report], World Economic Forum, In the 2010-2011 report Canada is ranked 1st in the "Soundness of banks" indicator