|This article relies too much on references to primary sources. (April 2009)|
Cardif is a branch of the French insurance company BNP Paribas Assurance, founded in 1973. Today, Cardif’s global operations represent the world’s second largest payment protection business. In 2011, Cardif had a workforce of about 9 000. Cardif has subsidiaries in 36 countries.
Cardif has been active in the Dutch market since 1996. In 2000, the Dutch headquarters moved from Breda to Oosterhout, currently employing 120 people. More than 600,000 Dutch people have Cardif insurance. Cardif specialises in life insurance and insurance that protects people’s personal situations. In the Netherlands, Cardif is the market leader in mortgage protection. Cardif’s insurance products are sold by independent financial advisors and banks.