Comparison of free credit report websites
From Wikipedia, the free encyclopedia
The following chart compares free credit report websites, including what's free and what kind of credit reports are included. According to the Federal Trade Commission, "AnnualCreditReport.com is the ONLY authorized source for the free annual credit report."[1]
| Name/Website | Cost of credit report | Cost of credit score | Credit card required? | Social Security Number required? | Report type | Score type |
|---|---|---|---|---|---|---|
| AnnualCreditReport.com | Free; one from each agency every 12 months [2] | FICO score (Equifax) = $7.95; Experian score = $7.95; TransUnion score = $7.95[2] | Yes[2] | Yes[2][2] | Equifax, Experian & Transunion [2][2] | FICO (from Equifax), Experian & Transunion [2] |
| Credit Karma | Free proprietary credit report card [3] | Free; once daily [3] | No [3] | Yes [3] | Transunion (bare) [3] | Transunion [3] |
| Credit Sesame | Free experian credit report card [4] | Free; once monthly [4] | No [4] | Yes [4] | Experian (bare) [4] | Experian's National Equivalency Score [4] |
| Equifax | Free with free 30-day credit-monitoring trial; $14.95/mo. after trial [5][6] | Free; one-time [5][6] | Yes[5] | Yes[5] | Equifax, Experian & Transunion [5][6] | FICO [5][6] |
| FreeCreditReport.com | Free with free 7-day credit-monitoring trial; $14.95/mo. after trial [6][7] | Free; one-time [6][7] | Yes[7] | Yes[7] | Experian [6][7] | Experian [6][7] |
| Freescore.com | Free with refundable $1 processing fee and free 7-day trial; $14.95/mo. after trial [8][9] | Free; one-time [8][9] | Yes [8] | Yes [8] | Equifax, Experian & Transunion [8] | Equifax, Experian & Transunion [9] |
| Quizzle | Free; once every 6 months[10] | Free; once every 6 months[10] | No[10] | No[10] | Experian [10] | CE [10] |
[edit] See also
[edit] References
- ^ The Federal Trade Commission's Information on Free Annual Credit Reports.
- ^ a b c d e f g h AnnualCreditReport.com
- ^ a b c d e f Credit Karma
- ^ a b c d e f Credit Sesame
- ^ a b c d e f Equifax
- ^ a b c d e f g h Credit.com
- ^ a b c d e f FreeCreditReport.com
- ^ a b c d e FreeScore.com
- ^ a b c The Wall Street Journal: FreeScore.com - More Credit Score Confusion
- ^ a b c d e f Quizzle
