Debit MasterCard

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The Debit MasterCard is a debit card. It uses the same systems as the standard MasterCard credit card and does not use a line of credit to the customer, instead relying on funds that the customer has in their bank account.

A Citizens Bank Debit MasterCard

United Kingdom[edit]

In the United Kingdom, the Debit MasterCard operates alongside MasterCard's established Maestro debit card scheme, which previously were the only debit cards provided by MasterCard. However, more providers are switching to using Debit MasterCard instead, as the previous Maestro debit cards are not accepted as widely worldwide, unlike the Debit MasterCard which is accepted worldwide wherever MasterCard is accepted. Although, currently, the Maestro scheme still remains in place.

The Debit MasterCard is a competitor to the Visa Debit cards provided by Visa Inc.


As per the UK, in Australia the Debit MasterCard is a competitor to the Visa Debit cards provided by Visa Inc.[1]

The Debit MasterCard was first launched in Australia by Westpac in 2006[2] as an alternative card for the bank's Cirrus cardholders.

The Commonwealth Bank, ME Bank and Westpac are notable for being the only banks in Australia to issue a Debit MasterCard to any account holder age 16 and older,[3][4][5] whereas other institutions require cardholders to be age 18 or older.

Baltic region[edit]

Swedbank has offered Debit MasterCard in Estonia since 2011, Latvia and Lithuania since 2012.

United States[edit]

In the United States, unlike Australia and the United Kingdom, four levels of Debit MasterCard are available: Standard, Gold, Platinum and World.[6]

See also[edit]

External links[edit]


  1. ^ "Credit Card | Debit | Products | MasterCard®". Retrieved 2012-08-04. 
  2. ^ "Press Office | About Us | MasterCard® Australia". Retrieved 2012-08-04. 
  3. ^ "Commonwealth Bank unveils youth Debit MasterCard - International Business Times". Retrieved 2012-08-04. 
  4. ^
  5. ^ Retrieved 2012-09-12
  6. ^ "MasterCard Debit Cards | MasterCard®". Retrieved 2012-08-04.