Debtmerica Relief

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Debtmerica, LLC.
Industry Financial Services, Debt settlement
Founded 2006
Headquarters Santa Ana, California, USA
Key people
Harry Langenberg and Jesse Torres, Co-Founders and CEOs

Debtmerica Relief is a debt settlement company based in Santa Ana, California. The company has served more than 20,000 clients since its inception in 2006 and was recognized by Inc. Magazine as one of the fastest growing companies in America. Debtmerica ranked #34 in the Inc. 500|5000 top 100 fastest growing companies within the Financial Services Industry, with an overall ranking of 784 and at the top 20% of the Inc. 5000 fastest-growing private companies in America.[1]


The company was founded in 2006 by Harry Langenberg and Jesse Torres, two Wharton Business School alumni.[2] The company negotiates on behalf of indebted consumers who are experiencing a financial hardship with the goal of avoiding bankruptcy (Chapter 7 or Chapter 13) by settling their unsecured debt at a discount to the principal owed. The company primarily serves consumers for whom debt consolidation or home refinancing is undesirable or an unavailable option, and those who cannot afford either the credit card minimum payments or the payments required in a credit counseling or a debt management plan.

With the passage of Bankruptcy Abuse Prevention and Consumer Protection Act and the financial crisis of 2007-2009, debt relief options for consumers significantly decreased (with both bankruptcy and mortgage refinance becoming much harder to qualify for), increasing the demand for debt settlement.[3]


  • Accredited member of The Association of Settlement Companies (TASC).[4]
  • Debtmerica is a fully accredited member of USOBA (United States Organizations for Bankruptcy Alternatives).[5]


Community involvement[edit]

Debtmerica has an ongoing volunteer relationship with the Orangewood Children’s Foundation, and staff members participate in sponsoring events for foster youth.

See also[edit]


  1. ^ "Inc. 5000". Inc Magazine. 
  2. ^ "Debtmerica About Us". 
  3. ^ Stroh, Bradford et al (2008-07-10). Surviving the Great Recession: Debt Relief Options (videotape). San Francisco: Commonwealth Club. Retrieved 2009-12-06. 
  4. ^ "Member of TASC (The Association of Settlement Companies)". Retrieved 2010-05-06. 
  5. ^ "Members of IAPDA (International Association of Professional Debt Arbitrators)". Retrieved 2010-05-06. 
  6. ^ "Inc. 5000". Inc Magazine. 
  7. ^ "Defusing Debt: Debtmerica Grows by Settling Credit Card, Other Debts". Orange County Business Journal. 
  8. ^ "Defusing Debt: Debtmerica Grows by Settling Credit Card, Other Debts". Orange County Business Journal.