Empire Savings Bank
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Empire Savings Bank was formed as the result of a merger between Excelsior Savings Bank and Empire City Savings Bank in 1967. It was declared insolvent in 1990, and had 125 branches in New York, California, Florida, Michigan, and Texas, making it the 12th-largest bank in the United States in 1989. It was said that its problems were caused by the purchase of several insolvent banks during the 1980s from the support of federal regulators. In 1992 it was sold to Ridgewood Savings Bank and liquidated in 1995. 
- "John Billhardt, Ex-Chairman Of the Empire Savings Bank". The New York Times. April 30, 1982. Retrieved 16 December 2008.
- "Receivership For Empire". The New York Times. March 1, 1990. Retrieved 16 December 2008.
- "Regulators Seize Empire of America". The New York Times. January 25, 1990. Retrieved 16 December 2008.
- New York Bank History