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The goal of FTAM is to combine into a single protocol both file transfer, similar in concept to the Internet FTP, as well as remote access to open files, similar to NFS. However, like the other OSI protocols, FTAM has not been widely adopted, and the TCP/IP based Internet has become the dominant global network.
The FTAM protocol was used in the German banking sector to transfer clearing information. The Banking Communication Standard (BCS) over FTAM access (short BCS-FTAM) was standardized in the DFÜ-Abkommen (EDI-agreement) enacted in Germany on 15 March 1995. The BCS-FTAM transmission protocol was supposed to be replaced by the Electronic Banking Internet Communication Standard (EBICS) in 2010. The obligatory support for BCS over FTAM was to cease on 31 December 2010.