Federal savings bank

Banking in the United States
Monetary policy
Federal Reserve System
Regulation
Lending
Credit card
Deposit accounts
Savings account Checking account Money market deposit account Certificate of deposit
Deposit account insurance
Federal Deposit Insurance Corporation (FDIC) National Credit Union Share Insurance Fund (NCUA)
Electronic funds transfer (EFT)
ATM card Debit card Automated Clearing House (ACH) Bill payment Electronic Benefit Transfer (EBT) Wire transfer
Check clearing system
Checks Substitute checks Check 21 Act
Types of bank charter
Credit union Federal savings bank Federal savings association National bank State bank

A federal savings bank (FSB) is a savings and loan association federally chartered in the United States. They are chartered and regulated by the Treasury Department's Office of the Comptroller of the Currency.

Federal savings banks are insured by the Federal Deposit Insurance Corporation. The FDIC insures individual accounts up to at least, originally, $100,000, currently $250,000 possibly until the year 2014, joint accounts up to $200,000, and retirement accounts up to $250,000.

See also

• Federal savings association
• National bank: United States – National banks, National Association (N.A.)
• Savings bank

External links

• OCC
• FDIC