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FinecoBank is UniCredit Group’s direct multichannel bank.

FinecoBank offers an integrated business model combining direct banking and financial advice.


In 1999 Fineco SIM, one of the most active SIM in the Italian market, launches the first online trading retail service in Italy. At the end of 1999 Fineco becomes a real bank and launched the first current account paid in Italy. In the following months are added to the current account services and the service is transformed from a deposit account to full account, with payment cards, checks, phone cards and everything that is now part of the offer Fineco.

Between 1999 and 2001 Fineco grows from zero to 250,000 customers and became the leader of online trading in Europe (Assosim) and continuously maintains its leadership as a direct bank (by number of customers, operations performed, customer satisfaction, transparency).

In 2001, the offer Fineco includes all the services of the bank, two networks of financial advisors and mortgage leadership position in online trading.

From 2003 to 2007 Fineco is part of the Capitalia Group. In these years, the offer is completed and continues the process of innovation in all areas (banks, investments and trading) that attaches increasing importance to quality and customer service.

From 1 October 2007, following the merger into UniCredit SpA Capitalia SpA, Fineco became a society of the Unicredit Group.

On 7 July 2008 the Bank merged with Unicredit Xelion FinecoBank,.





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