Ford Motor Credit Company is the financial services arm of Ford Motor Company, and is headquartered in Dearborn, Michigan.
Its business activities are concentrated primarily in the area of automobile loans in support of its parent company. The company offers consumer loans and leases to car buyers, as well as business loans and lines of credit to dealerships selling Ford Motor Company products. The firm also issues commercial paper and other debt instruments on Ford's behalf.
Ford Credit, as it is popularly known, is somewhat analogous to GM Financial, the credit and lending arm of competitor General Motors.
Ford Credit also owns Lincoln Financial Services. The arm that finances Lincoln Brand Vehicles.
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