|Some or all of this article's listed sources may not be reliable. (February 2012)|
|Industry||Credit risk assessment|
|Headquarters||Columbus, Ohio, United States|
Innovis is a provider of consumer data solutions and is considered a CRA (also known as a "Consumer credit reporting agency") in the United States, the other three being Equifax, Experian and TransUnion. Most sources of information about consumer credit repair seldom mention either Innovis or PRBC, a fifth agency, as of 2013.
Innovis is a subsidiary of CBC Companies, but companies that report debt activity, such as Verizon, refer to the company by the name "Innovis", or simply state that they report to "all four credit agencies".
Innovis began as ACB Services - founded by Associated Credit Bureaus (ACB), in 1970. In 1989 ACB Services was purchased and renamed Consumers Credit Associates (CCA). First Data Corporation purchased CCA and renamed it Innovis, Inc. in 1997. Most recently, CBC Companies purchased Innovis, Inc. in 1999.
As of 2008, CBC Companies claims it has provided consumer credit information through its credit bureau organization for over 55 years.
- Identity Verification
- Receivables Management
- Fraud and Identity Theft Prevention
- Credit bureau
- Credit score
- Credit report
- Identity theft
- Fair Credit Reporting Act
- National Foundation for Credit Counseling