Japan Credit Bureau

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JCB Co., Ltd.
Industry Financial services
Founded 1961
Headquarters Minato, Tokyo, Japan
Area served
Key people
Takao Kawanishi (川西 孝雄)
(Executive director)
Products Payment systems
Credit cards
Total assets Increase ¥ 10.61610 billion
Number of employees
2,706 (2012)
Website www.jcbcorporate.com

Japan Credit Bureau (JCB) is a credit card company based in Tokyo, Japan. Its English name is JCB Co., Ltd. (株式会社ジェーシービー Kabushiki gaisha jē shī bī?). It is accepted at JCB merchants, Discover Network Merchants in the United States, and Union Pay Merchants in China.


Founded in 1961, JCB established dominance over the Japanese credit card market when it purchased Osaka Credit Bureau in 1968, and its cards are now issued in 20 different countries. 69.26 million JCB cardmembers worldwide use their cards to purchase over US$62.7 billion of goods and services annually in 190 countries worldwide.[1] JCB also operates a network of membership lounges targeting East Asian travelers in Europe, Asia and North America.

Since 1981, JCB has been aggressively expanding its business overseas. JCB cards are issued in 20 countries numbering almost 9 million, in most countries JCB is affiliated with financial institutions to license them to issue JCB-branded cards. All international operations are conducted through its 100%-owned subsidiary, JCB International Credit Card Co., Ltd.

In the United States, JCB is not a primary credit card network such as Visa, MasterCard, Discover, or American Express. While the brand was primarily accepted by tourism-related businesses such as airlines, car rental companies, hotels, Japanese speciality retailers and select department stores it gained wider acceptance when on August 23, 2006 JCB announced an alliance with the Discover Network. The two companies signed a long-term agreement that led to acceptance of Discover Network brand cards at JCB point-of-sale terminals in Japan and of JCB cards on the Discover network in the U.S. This partnership became operational in 2011.[2]

Local JCB accounts in the United States are issued by JCBUSA, but are only available to residents of California, Connecticut, Illinois, Nevada, New York, New Jersey, Oregon, Washington and Hawaii.[3]

Consumer cards[edit]


  • JCB The Class
  • JCB Gold The Premier
  • JCB Gold
  • JCB Gold Extage
  • JCB Standard
  • JCB Corporate Card
  • All Nippon Airways JCB Credit Card
  • Korean Air Skypass JCB Credit Card
  • Delta Skymiles JCB
  • JTB Card
  • Honda C-card
  • Synergy JCB
  • AEON JCB Credit Card
  • APLUS Gold Credit Card
  • TS Cubic Card
  • Seven Card
  • Cedyna OMC. (Orange members club)


  • BOC CUP-JCB Credit Card
  • Bank of Shanghai CUP-JCB Credit Card
  • Toyota China Merchants Bank Credit Card
  • China Minsheng Banking Corp., Ltd. CNY-JPY JCB Credit Card


  • Mega International Commercial Bank Credit Card
  • Hua Nan JCB Love Card
  • E.Sun JCB

Hong Kong[edit]

  • HSBC JCB Gold
  • Bank of East Asia Platinum JCB
  • Hang Seng Bank JCB Gold

South Korea[edit]

  • Shin Han NANO Card
  • KB Card Star
  • Lotte Card JCB
  • BC Card JCB


  • AEON Card JCB


  • BDO Classic JCB
  • BDO Gold JCB
  • RCBC myDream JCB
  • RCBC Classic JCB
  • RCBC Gold JCB


  • UOB JCB Platinum Card


  • BII JCB Platinum Credit Card
  • BNI JCB Platinum Credit Card


  • Credimax JCB Classic Credit Card
  • Credimax JCB Gold Credit Card

United Arab Emirates[edit]

  • Najm JCB Gold
  • Najm JCB Silver

United States[edit]

  • Marukai Premium JCB Card
  • Marukai JCB Card
  • Mitsuwa JCB Card


  • JCB Balance



External links[edit]