L.A. Insurance began in a small store front in Michigan in 1992, Anthony Yousif, Sr., and his wife. The primary purpose was to create a niche for families who were migrating to the area.
In 1996, it was the first to establish a franchise division, and in October 2003, it opened up its one-hundredth branch located in Las Vegas, Nevada.
May 2009, L.A Insurance pursued entrepreneur Marvin Dabish of Michigan (President) of Got Credit? to established a partnership. By January 2010 L.A Insurance officially merged with Got Credit? Got Credit? offers credit restoration, credit / debt consolidation, pre-paid debit cards, accepts over 10,000 bill payments.