|Type||Division of Fiserv|
|Headquarters||New York, NY|
|Type of site||Online payment system|
Popmoney is a person to person payments service (P2P) developed by CashEdge (now part of Fiserv) and launched in December 2010. The service enables individuals to send and receive payments electronically in a manner that is designed to displace traditional check payments. Consumers may access Popmoney via a direct website (www.popmoney.com) or via the over 1,400 financial institutions which have integrated Popmoney into their online banking websites.
The name popmoney originates from (P)ay (O)ther (P)eople + (Money).
Popmoney differs from other person to person payment services in the manner that transactions take place. Popmoney transactions execute from the sender's checking account to the receiver's checking account directly, there is no requirement for a stored value account for either participant.
Popmoney transactions executed via popmoney.com cost $0.95. Those executed through financial institutions with Popmoney relationships are generally free, but some financial institutions charge fees. Generally transactions take 1–3 days, but in April 2013 real-time payments were enabled in select circumstances.
Integration with Zashpay
Fiserv's acquisition of CashEdge necessitated a need for integration between Fiserv's Zashpay P2P service and Popmoney. Prior to acquisition Zashpay had in excess of 1,400 financial institutions signed up. Popmoney retained fewer financial institutions but those that it did were significantly larger.
Single sign on capability is enabled with over 1,400 financial institutions. The largest institutions are Citibank, U.S. Bank, PNC Bank, Regions Bank, Fifth Third Bank, Ally Bank (formerly GMAC Financial) and BBVA Compass. Others include First National Bank of Pennsylvania. Popmoney added 113 bank clients in 4Q 2012 and 455 overall for 2012 
Popmoney competes with a number of other person-to-person payments services including PayPal, Chase QuickPay, Dwolla, Venmo, and ClearXchange (a partnership of Bank of America, FirstBank, and Wells Fargo).
- PRNewswire (Dec 10, 2010) First Two Banks Go Live with CashEdge's POPmoney(TM) Person-to-Person Payments Service Prnewswire.com
- Ross Urken (Nov 5, 2012) Will Peer-To-Peer Payments Rescue the Mobile Wallet from Fad Status? Daily Finance
- Marc Rappart (July 5, 2012) CashEdge Purchase Seen Boosting Fiserv P2P, Small Business Offerings Credit Union Times
- Ed Roberts (Mar 1, 2012) Fiserv Inc. is merging its two person-to-person payment offerings, Popmoney and ZashPay, and will market the combined offering as Popmoney American Banker
- Salmon, Felix (December 1, 2010). "Transferring money gets easier". Reuters. Retrieved 16 January 2013.
- Digital Transactions (Feb 29, 2012) Fiserv Combines Its P2P Payments Services Under the Popmoney Brand, Digitaltransactions.net
- "Mobile banking". Youngstown News (PA). December 21, 2012. Retrieved 16 January 2013.
- Finextra (Feb 6, 2013)
- Jackie Stewert (August 8, 2011) PayPal faces increasing competition for P2P transfers, American Banker
- Northrup, Laura (October 18, 2012). "Popmoney Seemed Easy, Then I Tried To Actually Get My Money". Consumerist.
- Conference presentation P2P Users, Usage Patterns, and Opportunities Tammi Shapiro (May 2012) "Card Forum and Expo"