||This article needs additional citations for verification. (March 2011)|
A rash guard, also known as rash vest or rashie, is a type of water wear, an athletic shirt made of spandex and nylon or polyester. The name rash guard reflects the fact that the shirt protects the wearer against rashes caused by abrasion. These shirts can be worn by themselves, or under a wetsuit. A rash guard by itself is used for light coverage in warm to extreme summer temperatures for several watersports including surfing, one mile swimming, water survival training, jungle environment survival training (JEST), scuba diving, snorkelling, freediving, wakeboarding, body surfing, body boarding, windsurfing, kitesurfing, kayaking, or simply for stand up paddle surfing or swimming. There are also lower body rash guards, which are similar to compression shorts to be worn under the surfers' boardshorts, but more specialized for surfers.
Rash guards are most often worn in surfing when the weather is too warm for a wetsuit, and to prevent wax-based chafing from sliding on and off of the surf board, on either the torso, or the legs. A surfboard's wax holds sand from the beach that could rub against a surfer's torso while paddling out to the break, or legs while sitting atop one's board. Rash guards also offer some protection from the sun (measured by its Ultraviolet Protection Factor) and slight protection against jelly fish stings and are sometimes worn under wetsuits to prevent chafing. A rash guard helps to prevent irritation caused by rapid impact with surface water and waves as well.
Rash guards are thought to have originated in Australia, where they are commonly referred to as "rashies" or "rashys." Variations of the rash guard have made their way into many other sports including baseball, American football, water polo, Brazilian Jiu Jitsu, and Mixed Martial Arts.
Other important components of a rash guard include flatlock stitching, and six panel construction. Flatlock stitching creates a seam where the seam allowances lies flat to the garment instead of hanging loose from it. It is made by adjusting the overlock or the thread overedge stitch. Flatlock stitching increases the strength of the garment for intense exercise or recreational activities. Six panel construction versus the conventional 4 panel tee shirt construction allows the user increased mobility wet or dry.
The combination of products used to construct a rash guard differ slightly depending on the designer. The use of nylon and spandex create a garment that is lightweight, quick drying, flexible, durable, naturally antibacterial and water wicking.
Swim shirts 
Swim shirts are relatively new to the consumer market, but are growing in popularity. They are generally more loose fitting and casually worn. Their primary purpose is to offer an alternative to sunscreen to protect the wearer's skin from the sun's UV radiation and possible skin cancer. Many swim shirts carry a UPF rating of 50+, which blocks out over 98% of the sun’s harmful rays. Many people find that sunscreen isn’t always enough because it is often not used properly and some have skin allergies or sensitivities to chemicals in sunscreens. Children's skin can be especially sensitive to the sun and sunscreens. Many children, and parents, find it is much easier to put on a swim shirt when it has a full zipper down the front. Even though the name generally applies to water sports, people use swim shirts for an array of activities: swimming, boating, golfing, tennis, gardening, playing in the sprinklers, water parks, beach trips, pool play, rivers and lakes, water skiing, surfing, snow skiing, sledding, skimboarding, and even in Mixed Martial Arts (MMA) and Brazilian Jiu Jitsu (BJJ). Athletes who wear rash guards when training in MMA/BJJ often find themselves protected against cuts, mat burns, and the spread of diseases. 
See also