SNS Bank is a Dutch retail bank offering financial products to both companies and individuals. SNS Bank was formed out of a merger of several savings banks in the Netherlands. SNS is an abbreviation of Samenwerkende Nederlandse Spaarbanken (“Co-operating Dutch Savings banks”). In 1997, SNS Bank's holding company bought all shares in major Dutch insurance provider Reaal. Since May 18, 2006, the company has been listed on the Euronext stock exchange in Amsterdam. On December 4, 2006, it was announced that SNS Bank would take over Regio Bank from ING in a €50,000,000 deal.
On February 1, 2013 the bank was nationalized by the Dutch government.