SR-22 (insurance)
In the United States, an SR-22 is a vehicle liability insurance document used by some state Department of Motor Vehicles (DMV) offices. It provides proof that a driver has the minimum required liability insurance coverage for that particular state.
A DMV may require an SR-22 from a driver in order to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI.[1][2] An SR-22 may be required for 3 years for driving without insurance and up to 5 years for a DUI.[3][4] For drivers who require SR-22 documentation, but do not own vehicles, the state laws may require such drivers to obtain and provide proof of a non-owner SR-22 policy to be eligible for reinstated driving privileges.[5] If an SR-22 should expire or be canceled, the insurance company is required to issue an SR-26 form, which certifies the cancellation of the policy.[6]
[edit] See also
[edit] References
- ^ "SR-22 Insurance Information". State of Alaska Division of Motor Vehicles. http://www.state.ak.us/dmv/akol/sr22.htm. Retrieved 2008-07-09.
- ^ "Overview of the S & FR Laws". Illinois Secretary of State. http://www.cyberdriveillinois.com/departments/drivers/drivers_license/SR-22_uninsured_crashes/overview_sr22.html. Retrieved 2008-07-08.
- ^ "What is an SR-22". US Insurance Net. http://usinsurancenet.com/answers/article/AA-00160/0/What-is-an-SR-22/. Retrieved 12 September 2011.
- ^ http://www.cyberdriveillinois.com/departments/drivers/drivers_license/SR-22_uninsured_crashes/whatis_sr22.html
- ^ Burton, Michelle (24 June 2009). "SR-22 Insurance: What is it? When do you need it? How do you find it?". Auto Insurance Tips. http://autoinsurancetips.com/sr-22-insurance-what-do-you-need-how-do-you-find. Retrieved 2 February 2010.
- ^ "What is the SR-22?". Illinois Secretary of State. http://www.cyberdriveillinois.com/departments/drivers/drivers_license/SR-22_uninsured_crashes/whatis_sr22.html. Retrieved 2008-07-08.
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