SR-22 (insurance)

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In the United States, an SR-22 (sometimes referred to as a certificate of insurance)[a][1] is a vehicle liability insurance document required by most state Department of Motor Vehicles (DMV) offices[b] for "high-risk" insurance policies.[2] A DMV may require an SR-22 from a driver to reinstate his or her driving privileges following an uninsured car accident or conviction of another traffic-related offense, such as a DUI.[3][4] An SR-22 may be required for three years for conviction of driving without insurance or driving with a suspended license and up to five years for a DUI.[5] If an SR-22 should expire or be canceled, the insurance company is required to issue an SR-26 form, which certifies the cancellation of the policy.[5]

See also[edit]


  1. ^ This term has other legal meanings outside of vehicle insurance.
  2. ^ As of 2011, the only states that did not use SR-22 forms were Delaware, Kentucky, Minnesota, New Mexico, New York, North Carolina, Oklahoma and Pennsylvania.[2]


  1. ^ Hille, Robert B.; Rossmiller, David P.; Kaveney, John W.; Croce, Paul L. "Certificates of Insurance". New Appleman on Insurance. Matthew Bender. § 3.03A n. 179.16. ISBN 978-0-327-16406-7. 
  2. ^ a b Pasman-Green, Nora J. (2011). "Off the Roads & Out of the Courts: Enter a Technology Fix for Drunk Driving". Journal of Law and Health 24. p. 225 n. 34. 
  3. ^ "SR-22 Insurance Information". State of Alaska Division of Motor Vehicles. Retrieved 2008-07-09. 
  4. ^ "Overview of the S & FR Laws". Illinois Secretary of State. Archived from the original on 2008-11-21. Retrieved 2008-07-08. 
  5. ^ a b "What is the SR-22?". Illinois Secretary of State. Archived from the original on 2008-10-07. Retrieved 2008-07-08.