San Diego County Credit Union
|This article does not cite any references or sources. (April 2012)|
It's not big bank banking. It's better.™
|Headquarters||San Diego, California,
United States
|Number of locations||31 branch locations|
|Area served||San Diego, California, Riverside, California and Orange County, California|
|Products||Savings; checking; consumer loans; mortgages; online banking; mobile banking|
|Total assets||$6.3 Billion USD (2013)|
San Diego County Credit Union (SDCCU) is San Diego's largest locally owned financial institution. This credit union is based in San Diego, California. SDCCU was founded in 1938 as San Diego County Employees Credit Union and was formed to provide for the financial needs of local county government employees. During the 1970s, San Diego County Employees Credit Union changed its name to San Diego County Credit Union and expanded its membership to include all San Diegans. Today, SDCCU is open to everyone living or working in San Diego, Riverside and Orange counties.
SDCCU is a financial cooperative with no external stockholders. It has over 250,000 members and more than 30 branch offices in its three-county service area. Its deposits are insured by the National Credit Union Administration and it is an equal housing lender.
With more than $6.3 billion in assets, San Diego County Credit Union is a not-for-profit credit union wholly owned and operated by its members. As a credit union, San Diego County Credit Union does not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher dividends on deposits and lower fees.
SDCCU has a large portfolio of sponsorships and community support, including the annual San Diego County Credit Union Poinsettia Bowl college football bowl game, and the Big Bay Balloon Parade, a tradition connected to the Holiday Bowl.
San Diego County Credit Union offers the typical suite of account services offered by most financial institutions, including savings accounts, checking accounts, IRA accounts and certificates. SDCCU also offers members consumer loans, auto loans, credit cards and home mortgages.
SDCCU offers online and mobile services via its corporate website, sdccu.com. Customers also have access to over 30,000 surcharge-FREE CO-OP Network locations at other credit unions and 7-Eleven stores.