Talk:Cheque fraud

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Article title[edit]

Is cheque spelled "check" in US english or is the title spelled wrong? --Qirex 02:53, 11 January 2006 (UTC)

  • Yes, "check" is the US English spelling, which seems to take predominance on Wikipedia (though I've personally been unclear as to whether or not it's policy). Shane Lawrence 09:10, 15 January 2006 (UTC)
It depends, see bank cheque. And yes, that's how it's spelled there. If it's a matter of contention, I guess it could be moved to "Kiting (fraud)". 02:05, 24 September 2006 (UTC)

Why the name 'kiting"?[edit]

A long time ago I heard an explanation that the word 'kiting' came about because the fraud first started in the early 1900's when personal aircraft became available. A 'kiter' who owned and flew a small plane could write checks and fly between banks in several different cities on the same business day much faster than the banks could keep track of the checks.

Since a slang term for a small aircraft was 'kite', thus the name.

Does anyone know if this is actually true? 04:39, 25 January 2007 (UTC)

It's a good story, Dunno about that one, but (FWIW), the illicit handwritten notes exchanged between inmates in a correctional environment are also referred to as "kites", and slipping them in between cells is called "kiting". No ideas about the etymology, but I've always wondered, about both that type of "kite" and the subject of this article. (talk) 19:35, 12 February 2011 (UTC)
Possible but unlikely. A simpler explanation is that plane, note, and cheque all took their nicknames from what they do. Most of us have seen pieces of paper or plastic "kiting" across the landscape, borne precariously upon errant breezes. An excited child may also "go kiting off," propelled by erratic impulse and bubbling energy. Bankrupt barnstormers, probably rare compared to empty pocketed saddle bums and penurious riders of railroad or auto, would be unlikely to become a cliché connected to cheques in particular. But the image of paper cheques floating from bank to bank, with nothing to support them but empty air and promises, wouldn't need an aeronautical origin to propel it to popular use. --Egmonster (talk) 20:23, 27 May 2014 (UTC)

hypothetically, if i was the recipient of a lottery scam ....[edit]

and cashed the check at an e z check cash location due to not having an account. ..then later found that that check wss bad after I recieved themoney... who is at fault? Who owes that money? anyone?

Read the fine print: it almost certainly said you agree you are liable for their loss. The check cash business could explain, "We gave you the money; the paper you gave us was worthless. It's not our fault what you did with the money. We've been cheated and must be paid back." But why bother to explain? They have a choice: go after you, or go looking for the fraudster. Which is easier? --Egmonster (talk) 18:31, 27 May 2014 (UTC)

United States specific?[edit]

This information seems to only refer to the illegality of cheque kiting in the US. Does any one know the legal status in other countries? KayVee 12:37, 11 July 2007 (UTC)

Do other countries even use cheques? I last saw one more than twenty years ago. Anway, I'm curious about the scale of fraud using cheques compared to other means of payment. If anybody has numbers, this page might be a good place to link them. kzm (talk) 10:24, 7 October 2009 (UTC)

I don't think it would be feasible in the UK. Here if you pay a cheque into your account you can't withdraw the funds until it has cleared, which takes three working days. So the money is only available in at most one account at any given time. 00:07, 25 July 2007 (UTC)

Needing cleanup[edit]

I started to do some light tidying on the main page but now realise that this page needs a lot of work. Specifically, it veers radically between relatively formal language and downright colloquial; it doesn't always cite sources (though it's better than some); and its organisation hierarchy seems questionable. I'll do a bit, but please, someone do more. /blahedo (t) 19:10, 11 December 2008 (UTC)

digital check number[edit]

why not to add a digital check number to the cheque instead of a sequential cheque number. this would enable to check weather the cheque is the original one or a fake —Preceding unsigned comment added by (talk) 19:25, 5 February 2010 (UTC)

...What? My best guess is that you're talking about a checksum, but those can be faked too; they're primarily useful for detecting accidental errors. -- (talk) 00:36, 24 May 2011 (UTC)