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Like a credit card?
Is a fuel card really like a credit card? Or does it simply identify the account to invoice? Rich257 19:09, 20 November 2006 (UTC)
Hi, it does provide a form of ID before a fuelling transaction, but the networks/technology and features have all become so specialised and therefore helped to define it as a payment card in its own right, esp. during last 20 or so years. leopheard 22:52, 21 November 2006 (UTC)
I guess the key parts of a credit card are:
- credit for 30 days+
- credit card provider responsible for fraud (simplification)
- balance does not have to be cleared each month, can borrow for an indefinite (agreed) period
Are these all characteristics of a fuel card? If not then perhaps the statement that a fuel card is like a credit card is too simplistic? Rich257 09:47, 22 November 2006 (UTC)
The credit on fuel cards is variable depending which company you were to go with. Can be payment in advance (i.e. on a stock transfer basis), weekly, fortnightly or monthly payments.
Most companies operate on an Direct Debit per invoice basis, therefore the outstanding/continued balance does not apply in the same way. If you have an invoice for £10,000, they will expect a 10K payment. Defaulting on payments is often reported to the insurers and accounts are often credit stopped until payment is received.
The card providers are mostly not liable for fraud, as it usually remains with the customer. I believe this is because some networks are not yet able to offer an instant stop on the cards as yet and also down to a matter of wherewithal. For example, Mastercard would obviously be able to cover losses more easily than a smaller company N.B. Certain UK companies offer an insurance offering a kind of instant card stopping to prevent fraud (subject to certain T&Cs) e.g. Keyfuels & their reseller agents.
Therefore, I guess these major points you have raised are all different enough to seperate it from a normal credit card.
Perhaps the term 'fuel payment card' would be more accurate? leopheard 13:01, 22 November 2006 (UTC)
I just raised the point about similarity to credit cards as the leading paragraph might be taken to mean that a fuel card is a kind of credit card, which it appears it is not. Maybe the mention of credit card should be removed from the leading para? The second sentence could be replaced with the details about payment mechanisms.
The information you provided here about payment mechanisms and fraud/security is interesting and are key features of a fuel card. It would be great if they could be added to the article. Rich257 13:44, 22 November 2006 (UTC)
Have added a pro/con section - have I repeated any information at all? leopheard 13:22, 26 November 2006 (UTC)
There are loads of companies out there that could be used as info for the refences section e.g [] - how would I add some of these to the references? leopheard 22:35, 21 November 2006 (UTC)
Just be careful about the difference between an external link and a reference. Generally someone selling something isn't necessarily a reliable independent source for material. For example, if Key Fuels says their card is fantastic and saves me lots of money, I might be sceptical, though it may of course be entirely true. A reference to someone who does not sell the cards would be better, eg a trade mag reviewing them, might be better if it's not an advertorial piece. It depends on which bits you are trying to give references for. Perhaps if you could discuss the changes here first?
Also you should avoid the appearance of promoting one company, but not necessarily link every single card! Perhaps two or three good examples would do? Rich257 09:19, 22 November 2006 (UTC)
Could someone give me a hand on fixing these categories please? I'm stuck! --leopheard 10:37, 13 March 2007 (UTC)
Sure, what are you trying to do? If you want to find an existing category try starting from here: Wikipedia:Categorical index. You might also like to look at the categories on similar articles. You probably don't want to add a new category? Rich257 10:58, 13 March 2007 (UTC)
- Thanks Rich, I think it may be okay. I was trying to get the category for [diesel] to work, but then I realised it mightn't actually be a category. [Petroleum] is, but I don't think [diesel] is as it's just a distillate of the other. Thanks anyway! --leopheard 16:43, 24 March 2007 (UTC)
The examples of fuel card providers appears to have been shrunk in the last month or so, so that it now only lists firms like Total, Shell, and BP, with companies such as Keyfuels, Croft, A.I.D Fuels, UK Fuels excluded as being "too small". I think this gives a misleading impression that only the major oil corporations supply cards, when cards with major company branding are often provided by other suppliers - I don't know about Croft and Keyfuels, but I know for a fact that UK Fuels provide cards with Total, Texaco, Shell, BP, Jet and other brands, as well as their own. -- Arwel (talk) 14:26, 19 August 2007 (UTC):
- It might be worth putting in a smaller, but more commonplace card such as PHH Allstar. I think what's happening is employees from Croft, Keyfuels & Morgan fuels etc. are coming on here and removing their competitors references and adding their own. --leopheard 10:52, 25 August 2007 (UTC)
NB. Keyfuels and UK Fuels are bunkering networks. Fuel/Fuelcard Suppliers ie. AID Fuel Oils bunker into both of these networks commercially, thus allowing them to remain competitive with pump prices (retail prices). Please don't get confused. Their bunkering cards are not retail related. They are an established Fuel supplier and Fuelcard agent, (including branded cards) offering four different fuel cards. Croft are a fuel card agent and also provide heating oil.
I removed edits and a link to petrolprices because the information was dated, and the linked page did not support the claims or even mention fuel cards. 03:08, 8 August 2008 (UTC)
- Well, Petrolprices won't mention fuel cards because it's a PETROL PRICE site surely? It acts as a method of validation, rather than supporting the main article. Let's expand our mind here please. --leopheard (talk) 16:25, 31 August 2008 (UTC)
Merge discussion for Fleet card/Fuel card
The articles fleet card and fuel card should be merged because they talk about the same thing. In the United States, both terms are used interchangeably, although fleet card has slightly more usage. I'm not sure if the term 'fleet card' is in use in the UK or elsewhere. I propose the merger of fleet card into fuel card, perhaps with a (new) main part of the article discussing the use of the cards with elements common in both the UK and North America. The best of the old articles will be included as separate US/UK sections. VictorianMutant (talk) 23:34, 3 September 2010 (UTC)
What's a fleet?
The intro paragraph refers to fleet drivers, fleet owners, etc., without defining these terms or linking to other definitions of them. This is jarring. I think I know what it means, but some readers may not, particularly those who are coming to this page to find out what a fleet card or fuel card is. Eclecticos (talk) 08:31, 28 May 2011 (UTC)
Potential cost-saving example (for small fleet)?
Noticed the VAT rate was at 17.5% when it should now be 20%.
But I can't work out what sum's been done to calculate the potential savings.
2.5p per week x 2 cars x 2 refuels of 60 litres = 600p/week.
I'm guessing maybe there's been the incorporation of VAT somewhere (perhaps relating to claiming it back?) or on claiming back the cost of fuel when used for business purposes but can't see how this can be attributed to a fuel card saving itself, unless I'm missing something? And surely without a total cost, that VAT percentage makes it a pretty hard calculation to make... — Preceding unsigned comment added by CamSuze (talk • contribs) 15:46, 23 September 2012 (UTC)
Too UK focused
I got here looking for information on cardlock systems, which in the US are unattended fueling stations open 24/7 to the card holders: owners and drivers of commercial vehicles. I wanted to find out how unattended operation was possible. I imagined the attendant's responsibilities -- especially regarding safety in case of a fuel spill -- were somehow transferred to the card holders. I then wondered about training and certification for the drivers. But this type of information was not available.188.8.131.52 (talk) 04:07, 1 May 2013 (UTC)