|WikiProject United States / Texas||(Rated Start-class, Low-importance)|
If you pay late and do not abide by terms on contract that is signed by the customer than,yes more of your payment will go to intrest when late payment is actually made.So of coarse if you pay late enough the principal balance will not go down like the contract said it should if paid on time. Moral to the story : PAY ON TIME LIKE AGREED —Preceding unsigned comment added by 22.214.171.124 (talk) 23:57, 22 January 2008 (UTC)
Americredit finances the less than perfect credit buyer with a loan program that will leave you with a nasty surprise when you pay off the balance if you ever paid late. The company has never disclosed and it was never disclosed to me when I purchased the vehicle that I would be charged a per day late charge that would be collected after my vehicle was paid off. Assuming that all people who finance with Americredit have had or are in some credit difficulties it could be very likely that you could make a late payment throughout the life of you loan. If that is the case be prepared to be presented with a final bill after your last payment is made for accrued late charges. My bill is a very shocking $2,106.00 in addition to what I have paid throughout the life of my loan. I have been given a 30 day period to pay this off and I will not get my clear title until I do even though the actual car loan is paid off. Even though I have had this note for 5 years this is the first I have ever been informed of this. Be aware of this very nasty surprise when you have the unfortunate position of dealing with Americredit. If you have an option, finance with someone else because the loan comes with this nasty surprise if even you where not informed about it.126.96.36.199 23:53, 20 August 2007 (UTC)
While this may be a factual personal statement, it does not provide substantive background about this company. Please remove this section and cite documented resources relating to any unfair business practices. —Preceding unsigned comment added by 188.8.131.52 (talk) 23:56, 8 October 2007 (UTC)
Where AmeriCredit Payments Might Go...
All of the text here is my opinion
Its probably not odd for a large company like AmeriCredit Corp. to invest in other companies, and to have other companies invest in AmeriCredit Corp. but in researching SEC filings, I found that Bruce Kovner of Caxton made deals with AmeriCredit and www.aztecgalvanizing.com . I was surprised to think that it could be possible that Bruce Kovner, potentially the largest donor to Juilliard (over $80 Million dollars last year) was making money off of me, and dropping it at the doorstep of one of the most expensive Liberal Arts schools in the world - Juilliard. I'm not complaining, I just think its odd that I can't afford to go to Juilliard, but I can afford to pay high interest on a subprime auto loan from a Juilliard affiliate.
Of course, in thinking about the dealings between AmeriCredit Corp. and Aztec Galvanizing and Bruce Kovner's Caxton, I immediately wondered how close Americredit actually is to the manufacturer of the metal going into my vehicle. (Robin Williams went to Juilliard and he was the son of a Ford Motor Company Executive, so I didn't think that it would be too difficult to find a connection.) Guess what, it wasn't.
It is my opinion that AmeriCredit Corp. is a company run and operated by train robbers. They build towers out of little people's money and they can't even lend them a dime to go to school. Watch your back brother! —Preceding unsigned comment added by 184.108.40.206 (talk) 05:29, 17 January 2008 (UTC)
Fair use rationale for Image:AmeriCreditLogo.gif
Image:AmeriCreditLogo.gif is being used on this article. I notice the image page specifies that the image is being used under fair use but there is no explanation or rationale as to why its use in this Wikipedia article constitutes fair use. In addition to the boilerplate fair use template, you must also write out on the image description page a specific explanation or rationale for why using this image in each article is consistent with fair use.
Please go to the image description page and edit it to include a fair use rationale. Using one of the templates at Wikipedia:Fair use rationale guideline is an easy way to insure that your image is in compliance with Wikipedia policy, but remember that you must complete the template. Do not simply insert a blank template on an image page.
If there is other fair use media, consider checking that you have specified the fair use rationale on the other images used on this page. Note that any fair use images lacking such an explanation can be deleted one week after being tagged, as described on criteria for speedy deletion. If you have any questions please ask them at the Media copyright questions page. Thank you.
worst customer service of any top company
there customer service people are rude and will hang up on you with out listening to your problems........DO NOT SIGN FOR A LOAN WITH THESE PEOPLE