Talk:Money market account

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fdic[edit]

Are Money market deposit funds FDIC insured? —Preceding unsigned comment added by 75.24.127.171 (talk) 11:52, 15 October 2008 (UTC)

Yes, if it's a federally-chartered bank; no, if it's a state-chartered bank. —Preceding unsigned comment added by 70.173.237.53 (talk) 05:20, 25 January 2009 (UTC)
Not true. They are FDIC-insured if the financial institution belongs to the FDIC, as most or perhaps all do nowadays, regardless of whether they are federally-chartered or state-chartered.

history[edit]

You need some history of money-market accounts, I think they were first offered by S&Ls in the 1970's or 1980's, and then later with US financial de-regulation all securities companies were allowed to offer these accounts. 199.106.103.249 (talk) 17:19, 30 September 2011 (UTC)