Talk:Student loan default in the United States

This article was obviously written by someone who works for a bank or the Department of Education. It is extremely misleading. It does not say anything about an individual's rights. This entire entry is a disgrace. —Preceding unsigned comment added by 213.121.21.202 (talk) 17:31, 19 March 2011 (UTC)

Request that links be added

I applaud this article and wish to suggest that a new section be added on how to stop collection agents from telephoning the borrower (very popular question)

This page http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act specifies in the section of Prohibited Conduct how to stop collection agents from telephoning.

I also want to suggest the following links be added:

http://en.wikipedia.org/wiki/Bankruptcy_in_the_United_States

http://en.wikipedia.org/wiki/Collection_agency

http://en.wikipedia.org/wiki/Credit_counseling

http://en.wikipedia.org/wiki/Student_loan

http://groups.yahoo.com/group/studentloans/

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

Many thanks again for a great article that is bound to be popular! Rumjal --rumjal 06:42, 3 January 2010 (UTC)

The rules set forth by the fair dept collections act only apply to third party debt collection agencies and not to the company, public or private, who intialy issued the loan. As such the company who originally issued the loan (ex. Key bank...) is not required to abide by the contact regulations set by the FDCPA while that account remains within thier institution. Pleiades147 (talk) 06:47, 26 January 2010 (UTC)

Problems with article

The article is clearly US-centric and needs significant changes to represent a worldwide view on student loan default.IBstupid (talk) 06:04, 22 April 2010 (UTC)

focuses to much on the us

i provides no inromation about other countries, i'm adding a usa centric tag at the top76.66.187.33 (talk) 02:16, 24 November 2010 (UTC)