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URM Stores, Inc. (formerly United Retail Merchants) of Spokane, Washington is an American retailers' cooperative serving independent supermarkets in Idaho, Montana, Oregon, and Washington. It was founded in 1921 and is a member of Retailer Owned Food Distributors & Associates. It is an owner of Western Family Foods. It purchased Rosauers Supermarket in 2000.
In the fall of 2013, URM stores suffered a large scale data breach, resulting in the theft of magnetic stripe track data from payment cards. Washington state credit unions alone reported US $687,598.48 in total losses as a result of this breach. To reduce the costs to banks resulting from future data skimming/breach attacks, beginning in October 2015 United States merchants will be liable for fraud losses if their payment systems are not enabled to accept EMV cards, which are designed to prevent counterfeiting.
- "URM probe into card data breach wrapping up". The Spokesman-Review. 31 January 2014. Retrieved 23 January 2014.
- "Here's an infographic on survey related to URM Stores data breach impact". The Spokesman-Review. 5 March 2014. Retrieved 23 January 2014.
- "EMV Migration – Driven by Payment Brand Milestones". EMV Migration Forum. Retrieved 23 January 2014.
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