Usha Thorat

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Usha Thorat
Deputy Governor Reserve Bank of India
In office
November 10, 2005 – November 8, 2010
Succeeded by Anand Sinha
Personal details
Born Usha Iyer
(1950-02-20) February 20, 1950 (age 64)
Citizenship Indian
Nationality Indian
Spouse(s) YSP Thorat
Residence Mumbai, India
Alma mater Delhi School of Economics

Usha Thorat, (Marathi: उषा थोरात ) (born 20 February 1950) served as Deputy Governor of the Reserve Bank of India (RBI) (India's central bank) from November 10, 2005 to November 8, 2010. Prior to this she was the executive Director of the RBI.[1]

Early life[edit]

Thorat is an alumnus of the Lady Shri Ram College for Women,[2] New Delhi and Delhi School of Economics.[3]


Usha Thorat has been the Reserve Bank of India nominee on the boards of Bank of Baroda, Indian Overseas Bank and the Securities Trading Corporation of India.[2]

She has been Executive Director of RBI since April 2004. As Deputy Governor she was responsible for the Department of Currency Management, Deposit Insurance and Credit Guarantee Corporation, Inspection Department, Premises Department, Rural Planning and Credit Department and Urban Banks Department.[4]

She has been one of the key players in the Indian Central Banks efforts toward promoting Financial Inclusion.[5][6]


External links[edit]

"RBI reaches out, makes inclusion pitch - Home -". 
""Inclusive growth means affordable finance" Q&A: Usha Thorat, Deputy Governor, RBI". 
"The Hindu Business Line : Financial inclusion alone is not enough". 
"Reserve Bank of India". 
"Usha Thorat panel to assist Nabard in restructuring".