You Need a Budget

From Wikipedia, the free encyclopedia
  (Redirected from You Need a Budget (YNAB))
Jump to: navigation, search
You Need A Budget
You Need A Budget Logo.png
You Need A Budget screenshot.jpg
You Need A Budget (YNAB) 4 "Spending" page
Developer(s) Jesse Mecham
Initial release 2004; 11 years ago (2004)
Development status Active
Operating system Windows, OS X
Type Personal finance
License Trialware

You Need a Budget (YNAB) is a multi-platform personal budgeting program based on the envelope method. It was noted by Lifehacker in 2013 as the most popular personal finance software amongst its readers.[1]


YNAB 4 is available for OS X and Windows[2] and was released in June 2012. YNAB 3 (released December 2009) ran on multiple platforms using the Adobe AIR runtime,[3] and previous versions included a Microsoft Excel/ Calc spreadsheet implementation (YNAB Basic, discontinued in July 2009) and a Windows-only executable under the name YNAB Pro (discontinued in December 2009).

YNAB for iPhone was released in 2010 and is designed for the iPhone, iPod touch and iPad. It is not a standalone budgeting application but is instead designed to complement the YNAB for Desktop application. YNAB for Android was released in September, 2011.


YNAB 4 is available generally for $60.[4] YNAB is offered to enrolled students for free.[5] YNAB also offers a promotional program that allows affiliates to provide a 10% discount on YNAB.[6]


  1. ^ "Most Popular Personal Finance Software: YNAB". Lifehacker. Gawker Media. Retrieved 27 December 2013. 
  2. ^ "Download page". You Need A Budget website. You Need A Budget. Retrieved 27 December 2013. 
  3. ^ "You Need A Budget for Mac". Macworld. IDG Consumer & SMB. Retrieved 27 December 2013. 
  4. ^ "". 
  5. ^ "YNAB is Now Free for College Students". Retrieved 1 February 2015. 
  6. ^ "The YNAB 10% Coupon Site". The YNAB 10% Coupon Site. Retrieved 1 February 2015. 

External links[edit]