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  • Thumbnail for Credit card
    banks and credit unions also offer business credit cards. A secured credit card is a type of credit card secured by a deposit account owned by the cardholder...
    133 KB (15,661 words) - 05:15, 1 July 2025
  • Thumbnail for Loan
    Demand loans can be "called" for repayment by the lending institution at any time. Demand loans may be unsecured or secured. A subsidized loan is a loan on...
    18 KB (2,090 words) - 11:17, 27 April 2025
  • soft loans, income-sensitive repayment loans, income-contingent repayment loans and so on. Because student loans provide repayment records for credit rating...
    18 KB (2,058 words) - 13:46, 10 May 2025
  • application for credit under favorable terms, if at all. Interest rates on loans are significantly affected by credit history; the higher the credit rating, the...
    25 KB (3,416 words) - 03:41, 4 July 2025
  • Thumbnail for Title loan
    for these loans and only consider the value and condition of the vehicle that is being used to secure it. Despite the secured nature of the loan, lenders...
    17 KB (2,298 words) - 00:53, 25 June 2025
  • non-performing loan (NPL) is a bank loan that is subject to late repayment or is unlikely to be repaid by the borrower in full. Non-performing loans represent...
    17 KB (1,855 words) - 12:36, 26 May 2025
  • revolving loans, also called evergreen loan. The borrower may use or withdraw funds up to a pre-approved credit limit. The amount of available credit decreases...
    6 KB (794 words) - 01:10, 13 March 2025
  • unsecured loans. Your CIBIL score is affected by your loan history. It is influenced by various factors such as past settlements of loans or credit cards...
    10 KB (766 words) - 10:12, 24 May 2025
  • use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores...
    35 KB (4,345 words) - 05:23, 25 May 2025
  • company that provides consumer loans and payday loans through its subsidiaries including TitleMax, TitleBucks, EquityAuto Loan, SpeedyCash.com, Community...
    10 KB (1,072 words) - 03:19, 11 April 2025
  • Thumbnail for Mortgage
    Mortgage (redirect from Bad Credit Mortgage)
    condition for new loan money, the word mortgage has become the generic term for a loan secured by such real property. As with other types of loans, mortgages...
    55 KB (7,251 words) - 05:53, 7 July 2025
  • credit being provided to borrowers which resulted from lending secured against bad loans and was discovered to be a result of structural inadequacies within...
    41 KB (6,293 words) - 22:12, 25 May 2025
  • these loans can be secured or unsecured. Banks would not want to give credit to customers or businesses that will not be able to repay the loan in the...
    13 KB (1,710 words) - 21:15, 28 January 2025
  • crowdlending, many peer-to-peer loans are unsecured personal loans, though some of the largest amounts are lent to businesses. Secured loans are sometimes offered...
    77 KB (7,215 words) - 11:45, 11 June 2025
  • Thumbnail for Credit Suisse
    brokered US$1.3 billion of loans with Mozambican finance minister Manuel Chang, to develop the country's tuna fishing industry. The loans were issued as bonds...
    136 KB (12,184 words) - 10:20, 9 July 2025
  • Thumbnail for Subprime mortgage crisis
    commercial real estate loans were good loans destroyed by a really bad economy. In other words, the borrowers did not cause the loans to go bad, it was the economy...
    307 KB (35,293 words) - 23:50, 6 July 2025
  • Thumbnail for 2008 financial crisis
    toxic assets and from bad loans from January 2007 to September 2009. Lack of investor confidence in bank solvency and declines in credit availability led to...
    251 KB (26,168 words) - 05:49, 7 July 2025
  • Thumbnail for Credit default swap
    protection is sold on syndicated secured loans of the Reference Entity rather than the broader category of "Bond or Loan". Also, as of May 22, 2007, for...
    129 KB (15,026 words) - 07:16, 9 July 2025
  • of underlying assets can vary from common payments on credit cards, auto loans, and mortgage loans, to esoteric cash flows from aircraft leases, royalty...
    30 KB (4,377 words) - 12:15, 6 June 2025
  • A credit crunch (a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden...
    14 KB (1,557 words) - 12:38, 23 January 2025
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