|listed Società per azioni|
|Traded as||BIT: CRG|
Number of locations
|Profit||€ 292 million (2016)|
|Total assets||€26.111 billion (2016)|
|Total equity||€2.109 billion (2016)|
Number of employees
|Capital ratio||11.4% (Group CET1, Dec.2016)|
|Footnotes / references
in consolidated financial statement
Banca Carige S.p.A. ("Banca" meaning bank and CaRiGe being an acronym for "Cassa di Risparmio di Genova e Imperia") is the largest bank in Liguria and one of the main banks in Italy. It was founded in 1483 in Genoa.
The bank's main shareholder was Fondazione Carige. However the banking foundation withdrew in 2015.
According to the annual report for 2013, the bank's main sources of income were from the Liguria region, followed by Lombardy, Tuscany, and ten other regions out of the twenty in present-day Italy.
- In 1483 the Blessed Angelo da Chivasso, a Franciscan, founded the Monte di Pietà of Genoa.
- In 1846, a decree of King Carlo Alberto created the Cassa di Risparmio di Genova, which extended the basic financial services of the Monte di Pietà of Genoa to encourage and protect small savings more widely.
- In the 19th century, the bank expanded into western Liguria, and in 1967 it became the Cassa di Risparmio di Genova e Imperia.
- In 1991 the bank, as a statutory corporation, was split into Banca Carige S.p.A. and Fondazione Carige, forming Banca Carige Group in the same year. The bank absorbed Istituto di Credito Fondiario della Liguria and Mediocredito Ligure.
- In January 1995 Banca Carige entered into the Borsa Italiana.
- In 1997 the Gruppo Banca Carige acquired some insurance companies.
- In 2000 Carige Vita Nuova Assicurazioni was created from Basilese Vita Nuova, while in 2002 Carige Assicurazioni was founded from Levante Norditalia.
- In 2000 the Banca Carige Group acquired the Cassa di Risparmio di Savona and the Banca del Monte di Lucca.
- Between 2000 and 2002, Carige completed three further acquisitions of branches from other banks: 21 branches from Banco di Sicilia, 61 from Banca Intesa group, and 42 from the Capitalia Group in Piedmont, Lombardy, Veneto, Emilia–Romagna, Tuscany, Lazio, Marche, Umbria, Apulia, and Sicily.
- In 2004 the bank strengthened its position in Tuscany with the acquisition of the Cassa di Risparmio di Carrara and founded Carige Asset Management SGR for the management of financial products.
- In 2004 the bank acquired the private bank Banca Cesare Ponti.
- In 2008, two further major acquisitions were completed: 79 branches from the Intesa Sanpaolo Group in Aosta Valley, Piedmont, Lombardy, Veneto, and Sardinia, and another 38 branches from the UniCredit Group in Lazio, Sicily, Emilia–Romagna, Veneto, and Umbria.
- In 2010 the bank acquired another 22 branches from Banca Monte dei Paschi di Siena.
- In 2013 the bank sold its asset management subsidiary to ARCA SGR for €101 million.
- In 2014 the bank sold its insurance subsidiaries Carige Assicurazioni and Carige Vita Nuova to investment funds managed by Apollo Global Management for €310 million (via Primavera Holdings S.r.l.). However, in 2016 the new board of directors want to sue the old managers for mismanagement by selling the insurance companies, claiming it actually harmful to the bank instead of gain.
- In mid-2015, subsidiaries Cassa di Risparmio di Savona (with subsidiary Immobiliare Carisa), Cassa di Risparmio di Carrara, Columbus Carige Immobiliare were absorbed into Banca Carige.
- In 2016 Banca Carige Italia was absorbed by Banca Carige
The Gruppo Banca Carige is now one of the largest banks in Italy which offers banking, finance, pension fund and insurance solutions.
It has 587 branches (2016 data) distributed over 
In September 2013, Banca d'Italia (the Central Bank of Italy) blamed Carige for using accountancy tricks and being in a difficult situation due to derivatives the bank had bought from Deutsche Bank. Carige published a statement. Banca d' Italia demands from Carige a new business plan by the end of October.
The Gruppo Banca Carige is (as of December 2016) a financial group composed by:
Main shareholders of Gruppo Banca Carige:
Data reported 30/09/2010
Data reported 30/06/2011
Data reported 30/09/2012
Data reported 30/09/2013
Data reported 31/12/2013
Data reported 04/08/2014
Data reported 13/05/2015
Data reported 31/12/2015
Note: Fondazione Carige < 2%
- "2016 Bilancio" [2016 Annual Report] (PDF) (in Italian). Banca Carige. 6 March 2017. Retrieved 23 April 2017.
- Ministry of the Treasury (29 October 1991). "Approvazione del progetto congiunto di ristrutturazione presentato dalla Cassa di risparmio di Genova e Imperia, dall'Istituto di credito fondiario della Liguria e dal Mediocredito ligure" (in Italian). Italian Republic Official Gazette. Retrieved 11 March 2016.
- "Trasferimento del ramo d'azienda consistente in n°38 sportelli dalle banche del Gruppo UniCredit" (PDF) (in Italian). UniCredit / Banca Carige. 2 October 2008. Retrieved 14 April 2016.
- Gruppo Banca Carige.
- "BANCA CARIGE ED ARCA SGR FIRMANO IL CONTRATTO PER LA CESSIONE DI CARIGE ASSET MANAGEMENT SGR" (PDF) (in Italian). Banca Carige. 30 December 2013. Retrieved 23 April 2016.
- "Affiliate of Apollo Global Management agrees to acquire Carige Assicurazioni and Carige Vita Nuova from Banca Carige and to establish a long term distribution agreement" (PDF). Banca Carige. 29 October 2014. Retrieved 23 April 2016.
- "Banca Carige and Apollo announced the successful completion of the disposal of Carige Assicurazioni and Carige Vita Nuova and the signing of a long term distribution agreement" (PDF). Banca Carige. 5 June 2015. Retrieved 23 April 2016.
- "DELIBERAZIONI ASSUNTE DAL CONSIGLIO DI AMMINISTRAZIONE IN MERITO ALLA CESSIONE DELLE PARTECIPAZIONI DI BANCA CARIGE NELLE COMPAGNIE DI ASSICURAZIONE" (PDF) (in Italian). Banca Carige. 17 June 2016. Retrieved 9 August 2016.
- "APPROVATO IL PROGETTO DI FUSIONE PER INCORPORAZIONE DI CASSA DI RISPARMIO DI SAVONA, CASSA DI RISPARMIO DI CARRARA, COLUMBUS CARIGE IMMOBILIARE E IMMOBILIARE CARISA IN BANCA CARIGE" (PDF) (in Italian). Banca Carige. 6 July 2015. Retrieved 6 May 2016.
- Homepage; siehe auch Pressemitteilung vom 10. Sept. (italienisch, pdf)
- FAZ 11. September 2013: Neue Krisenbank in Italien
- also see http://markets.ft.com
- Goldman Sachs Italian Banks Symposium 2010
- Nomura Financial Services Conference 2011
- Company presentation 2012
- Company presentation 2013
- Company presentation 2014
- Investor Relations 2015
- Risultati preliminari consolidati al 31 dicembre 2015