Bank Negara Indonesia

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PT Bank Negara Indonesia (Persero) Tbk
Financial services
FoundedIndonesia (5 July 1946; 76 years ago (5 July 1946))
HeadquartersJakarta, Indonesia
Number of locations
1,076 offices
Area served
Hong Kong, China
Tokyo, Japan
Osaka, Japan
Seoul, South Korea
London, United Kingdom
New York, United States
Yangon, Myanmar
Key people
Royke Tumilaar[1]
(President Director/CEO)
Agus Martowardojo[2]
(President Commissioner)
ProductsConsumer Banking
Corporate Banking
Credit cards
Investment banking
Mortgage loans
Private banking
RevenueIncrease IDR 36.6 trillion (2019)[3]
Increase IDR 19.487 trillion (2019)[3]
Increase IDR 15.4 trillion (2019)[3]
Total assetsIncrease IDR 845.6 trillion (2019)[3]
Total equityIncrease IDR 125.0 trillion (2019)[3]
OwnerGovernment of Indonesia (60%)
Number of employees
27,211 (2019)
SubsidiariesBNI Sekuritas
BNI Multifinance
BNI Life
BNI Remittance
Dana Pensiun Lembaga Keuangan BNI
PT Graha Sahari Surya Jaya
PT Swadharma Duta Data
Sanwa Bank London Branch
Bank Syariah Indonesia (25%)

Bank Negara Indonesia (lit. 'State Bank of Indonesia'), is an Indonesian state-owned bank. It has branches primarily in Indonesia, but it can also found in Seoul, Singapore, Hong Kong, Tokyo, London and New York. It had 1000 branches and over 9 million customers in 2006.[4] It is listed on the Indonesia Stock Exchange as "BBNI". Its market capitalization as of 2022 was 1.029,83 trillion rupiah (approximately US$69 billion).[5] It is the fourth-largest bank of Indonesia in terms of assets.[6]


Early years[edit]

Bank Negara Indonesia was established on 5 July 1946. It was prepared to be the Central Bank of Indonesia with the task of issuing and handling Indonesian currency. A few months after its establishment, Bank Negara Indonesia officially distributed the first official currency of Indonesia – ORI or Oeang Republik Indonesia.[7]

Following the appointment of De Javasche Bank as the Central Bank of Indonesia, Bank Negara Indonesia had its role shifted to that of a development bank, and was later given the right to serve as a foreign exchange bank. Following increased capitalization in 1955, the legal status of Bank Negara Indonesia was changed into that of a commercial bank through a judicial assignment under Emergency Law number 2 of the year 1955. Also in 1955, Bank Negara Indonesia officially opened its first foreign branch in Singapore.[7]

Bank Negara Indonesia 1946[edit]

After a merger period with several other commercial banks, the function and individuality of the Bank were restored in 1968. The status was resumed to that of a state-run commercial bank. The official name was changed to 'Bank Negara Indonesia 1946'.[7]

Bank Negara Indonesia 1946 conducted an operational restructuring program, by formulating the 'Performance Improvement Program' to facilitate a more dynamic role in facing the continuously changing environment. The program covered various aspects, including the improvement of the Corporate Vision and Mission, the refinement of strategic plans, as well as the development of technology and human resources.[7]

Bank Negara Indonesia[edit]

Former Bank Negara Indonesia logo from 1988 to 2004[7]

Signifying the determination of Bank Negara Indonesia 1946 to create a new image and attitudes in line with its aspiration to play a more international role and to respond to the challenges of globalization, the Bank changed its corporate logo into a 'Sailing Boat' and introduced the nickname of 'Bank BNI'.[7]

The law number 7 of the year 1992 opened-up opportunities for state-run banks to change their legal status into Limited State-Owned Corporations (or Persero). With this change in legal status, the Bank's name was officially replaced with 'PT. Bank Negara Indonesia (Persero)'.[7]

In 1996, Bank Negara Indonesia's decision to become a public company was manifested through an initial public offering (IPO) of its shares through the stock exchange.[8] Bank Negara Indonesia was the first government bank in Indonesia which listed its shares on both the Jakarta Stock Exchange (now Indonesia Stock Exchange) and the Surabaya Stock Exchange. The corporate name was amended to 'PT. Bank Negara Indonesia (Persero) Tbk', to show its status as a public company.[7]

The government's banking recapitalization program, launched after the economic crisis, provided Bank Negara Indonesia with additional capital of IDR 61,2 trillion.[7]

Recent development (BNI '46)[edit]

The bank introduced the latest logo in 2004. The nickname 'Bank BNI' was changed to 'BNI'.

Offices worldwide[edit]

  • Bank Negara Indonesia Singapore,[9] operated under a full bank license granted by the Monetary Authority of Singapore[10]
  • Bank Negara Indonesia Tokyo[9]
  • Bank Negara Indonesia Hong Kong[9]
  • Bank Negara Indonesia London[9]
  • Bank Negara Indonesia New York[9]
  • Bank Negara Indonesia Seoul[9]
  • Bank Negara Indonesia Melbourne[9]

Sports sponsorships[edit]

In football, from 2012 until 2014 Bank Negara Indonesia was the official regional partner of Premier League football club Chelsea Football Club in Indonesia.

In motorsports, since 2016 Bank Negara Indonesia currently is the official personal sponsor of Sean Gelael and official banking partner of Team Jagonya Ayam racing management.


  • 1994–2003: Terpercaya, Kokoh dan Bersahabat
  • 2003-2004: Melayani dengan Kebanggaan Sebagai Anak Negeri
  • 2004–present: Melayani Negeri, Kebanggaan Bangsa


  1. ^ "BNI Board of Directors". PT Bank Negara Indonesia (Persero) Tbk. Retrieved 22 April 2020.
  2. ^ "BNI Board of Commissioners". PT Bank Negara Indonesia (Persero) Tbk. Retrieved 22 April 2020.
  3. ^ a b c d e Bank Negara Indonesia: Financial Review 2009
  4. ^ "Technology News, Analysis, Comments and Product Reviews for IT Professionals".
  5. ^ Binekasri, Romys (10 March 2023). "Ini Dia Top 10 Bank Dengan Aset Terbesar di RI". CNBC Indonesia (in Indonesian).
  6. ^ " Negara Indonesia company profile". 1 April 2014.
  7. ^ a b c d e f g h i Bank Negara Indonesia: Company Profile Archived 19 September 2010 at the Wayback Machine
  8. ^ "Bank Negara Indonesia: History". Archived from the original on 25 July 2010. Retrieved 6 August 2010.
  9. ^ a b c d e f g "Bank Negara Indonesia: Foreign Branches". Archived from the original on 16 April 2010. Retrieved 27 December 2009.
  10. ^ "Financial Directory – Company". Archived from the original on 1 April 2009. Retrieved 27 December 2009.


External links[edit]

See also[edit]