Banker Margayya

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Banker Margayya
Directed by T. S. Nagabharana
Produced by T. S. Narasimhan
B. S. Somasundar
Written by R. K. Narayan
Screenplay by T. S. Nagabharana
Based on The Financial Expert
by R. K. Narayan
Starring Lokesh
Sundar Raj
Sundar Krishna Urs
Musuri Krishnamurthy
Master Manjunath
Music by Vijaya Bhaskar
Cinematography S. Ramachandra
Edited by Suresh Urs
Release date
  • 30 April 1983 (1983-04-30)
Running time
139 minutes
Country India
Language Kannada

Banker Margayya (Kannada: ಬ್ಯಾಂಕರ್ ಮರ್ಗಯ್ಯ) is 1983 Indian Kannada-language film directed by T. S. Nagabharana, based on the novel The Financial Expert by R. K. Narayan, and starring Lokesh in the lead role.

The film won the National Film Award for Best Feature Film in Kannada in 1984[1] and at the 1983-84 Karnataka State Film Awards, Lokesh was awarded the Best actor.


Bad culture drives out good culture. Bad money drives out good money. But here, quick money itself, acquired by a miser, though initially boosts his image in the society gradually makes him understand that human values are more important than money.

The film is derived from R. K. Narayan's novel The Financial Expert, another of his works set in Malgudi. Margayya is a smart money-lender who, by advising villagers about the rules of borrowing money, sends corrupt bank officials running scared. By a quirk of fate he loses this upper hand. He tries odd jobs to beat poverty but it takes another quirk of fate for his life to change. As with a lot of Narayan’s works, the sum total of joy and despair might end up at zero, but the experience is always up in the positives.

An ironic morality tale about an entrepreneur whose endeavours are constantly ruined by his son. Margayya (Lokesh) starts out as a moneylender sitting under a banyan tree opposite a co-operative bank, filling in forms, and offering advice to the villagers of Narayan’s fictional village of Malgudi, usually on how to circumvent the bank’s bureaucratic process of offering loans. His career as a banker is ruined when his son Balu (Sundarraj) throws away all the account books. Then Margayya publishes a sex manual with its author, a Dr Pal (Urs). The venture is very profitable and Margayya becomes wealthier than all the banks in the area. But Balu is the victim of the salacious book and starts visiting prostitutes. Dr Pal manoeuvres to keep all the profits for himself and Margayya has to start all over again under his banyan tree, with the threatening but beloved presence of his son by his side.


  • Lokesh
  • Jayanthi
  • Sundar Raaj
  • Surekha
  • Sundar Krishna Urs
  • Musuri Krishnamurthy
  • Master Manjunath
  • Pramila Joshai


Soundtrack album to Anveshane by Vijaya Bhaskar
Language Kannada
Label Sangeetha

The music of the film was composed by Vijaya Bhaskar

No. Song Singers Lyricist
1 Naatya Gaana Manaranjane Vani Jayaram Vijaya Narasimha
2 Balu Mojina Ee Youvana Vani Jayaram Vijaya Narasimha

Awards and honors[edit]

  • This movie was selected for Indian Panorama.
  • National Film Awards 1983 - Best Kannada Film
  • Karnataka State Film Awards 1983-84 - Best Actor - Lokesh


External links[edit]