Brett King (businessman)

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Brett King
Brett king futurist speaker author.jpg
April 24, 1968
Alma materMonash University
OccupationFuturist and author

Brett King (born April 24, 1968 in Melbourne, Australia) is an Australian futurist, author, and co-founder and CEO of Moven, a New York-based mobile banking startup.[1] He is regarded as an influencer in financial services globally,[2] and his book Augmented was cited by Chinese leader Xi Jinping as recommended reading on artificial intelligence.[3] His book Bank 4.0 was awarded Top Book by a Foreign Author in Russia for the year 2019, as judged by an independent panel audited by PricewaterhouseCoopers. He was inducted into the Fintech Hall of Fame in 2020 for his contribution to the industry[4]


King studied at Monash University, and taught the MBA program for the Australian Graduate School of Management in Hong Kong.[1]


  • Bank 2.0,[1] (2010) mapped technological innovations being used by banks to better use things like social media, mobile devices, and business intelligence—while pointing out that the world's banks were adapting at a relatively slow pace as compared to the evolution of the technologies involved. Information Age wrote of the work that, "King's overall argument is that the credit crunch and ensuing recession have intensified the need for innovation in the financial services sector."[5]
  • Branch Today, Gone Tomorrow,[6] (2011) discusses further about how banks are not innovating fast enough to stay relevant against their competitors.[7] One of the key arguments King uses, is that disruptive technologies change consumer behavior, which can lead consumers to leave their traditional institutions.[8]
  • BANK 3.0. Why Banking Is No Longer Somewhere You Go But Something You Do (2012)[9] King has said that the difference between this work and Bank 2.0 was that the former work was an awareness raising effort, and in Bank 3.0, King provides solutions to everyday banking problems—partially inspired by his app Moven.[10] He also provides questions for banks to answer in terms of how they can regain their competitive edge.[11]
  • Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking?, (2014) named for his radio show, has the central premise that the banking system is broken, and that banking innovators are fixing the system rather than breaking it down themselves.[12] Jane Haskin of Banking Exchange wrote that "every banker should read this book" and that "After I read one of Brett King's books, I am always uneasy because it makes me realize how fast banking is changing."[13]
  • Augmented: Life In The Smart Lane (2016) Following on from the Industrial or Machine Age, the Space Age and the Digital Age, the Augmented Age will be based on four key disruptive themes - Artificial Intelligence, Experience Design, Smart Infrastructure, and HealthTech. The book describes how society will be impacted by technologies that will change the world more in the next 20 years than it has in the last 250 years. Augmented topped the Top 10 non-fiction bestsellers in North America.[14] In 2018 it was noted that Chinese leader Xi Jinping had Augmented on his bookshelf.[15]
  • Bank 4.0: Banking Everywhere, Never at a Bank (2018) was the top-selling Amazon banking book for 2019, and awarded Top Foreign Language Book (Russia 2019). It tackles the topic of whether banks have a future at all in the emerging, technology embedded world of the 21st century.

Other work[edit]

In addition to writing for the BBC,[16][17] King guest blogged for Huffington Post.[6] He has also appeared as an industry commentator on cable and network news,[18][19] and hosts a radio show " Breaking Banks" on VoiceAmerica,[20] with about nine million monthly listeners and with WVNJ 1160 in New York.[21] He has also partnered with FinExtra to produce on-air interviews with women leaders in the financial tech sector.[22]

He spoke as part of Asian Institute of Finance's Distinguished Speaker Series in 2017 entitled "Bank 4.0: Banking everywhere, but not at a bank" in Kuala Lumpur, Malaysia. He also spoke at the St Petersburg International Economic Forum on the subject of the future of banking, blockchain and cybersecurity.[1]


In 2011, King co-founded Moven (formerly Movenbank) app[23] that provides real-time updates for debit card purchases.[24] The company raised an initial $2.4m of seed money in 2012[25] and released the Beta version in February 2013.[23] The app was named "Best in Show" at Finovate 2013 in London and raised a Series A investment round of $8m for product development and international expansion in July 2014.[26] The company is headquartered in New York City[27] and has partnered with banks including TD Bank in its app's operation.[28] In 2012 King was named "Bank Technology News Innovator of the Year" by the trade newspaper American Banker.[29]


  1. ^ a b c Mikhailova, Anna (2 December 2012). "Fame and Fortune: Talk isn't cheap for bank author". The Sunday Times. Retrieved 12 July 2013.
  2. ^ Pilcher, Jefrey. "The Most Influential Voices in Banking". Retrieved 10 Dec 2017.
  3. ^ Vincent, James (3 Jan 2018). "Chinese netizens spot AI books on president Xi Jinping's bookshelf". The Verge.
  4. ^ "Fintech Hall of Fame". Retrieved 20 Nov 2020.
  5. ^ "Book review: Bank 2.0".
  6. ^ a b "Brett King - Profile". Huffington Post. Retrieved 12 July 2013.
  7. ^ Frank Sorrentino. "Where Banking Meets Tech: Why Businesses Must Adapt, Or Else". Forbes.
  8. ^ "Brett King and the Death of the Branch: Part 1".
  9. ^ Ryan, Philip (20 April 2013). "A Survival Manual for Banks: The Bank Innovation Book Review of Brett King's 'Bank 3.0′". Bank Innovation. Retrieved 12 July 2013.
  10. ^ "The Future of Banking Is All About Context: Brett King". American Banker.
  11. ^ Jane Haskin. "Upgrade for Brett King's Bank 2.0".
  12. ^ "Brett King on creating the downloadable bank". Wired UK. Archived from the original on 2015-09-21.
  13. ^ Jane Haskin. "Rebooting your view of the future".
  14. ^ "Top 10 Non-Fiction Bestsellers in Canada week of May 28, 2017". Montreal Gazette. 3 June 2017.
  15. ^ Huang, Zheping (2018). "The two books helping China's Xi Jinping understand artificial intelligence". Quartz. Retrieved 4 March 2018.
  16. ^ King, Brett (23 November 2012). "Viewpoint: The end of High Street banking as we know it". BBC News. Retrieved 12 July 2013.
  17. ^ "TCS Worldwide Locations". Retrieved 2020-06-05.
  18. ^ "Instant banking with".
  19. ^ "Banking in the palm of your hand". Fox Business.
  20. ^ "Breaking Banks", Voice America.
  21. ^ "Interview with Author Brett King or Breaking Banks!". AnthemVault News. Archived from the original on 2015-07-21.
  22. ^ "Finextra: Finextra news: Women of FinTech: Claire Cockerton, CEO Innovate Finance". Finextra Research.
  23. ^ a b "FinovateSpring 2013 Video Archives >> Moven". Finovate.
  24. ^ Tom Groenfeldt. "TD Partners With Moven For Mobile Money Management". Forbes.
  25. ^ "Movenbank Announces Completion of US$2.41M Seed Round Funding". PR Web. Retrieved 12 July 2013.
  26. ^ "Moven Bags $8M To Take Its Mobile Banking App Overseas". TechCrunch. Retrieved 4 July 2014.
  27. ^ "How Moven, a venture-backed mobile banking app, landed in suburban Philly".
  28. ^ "TD to help customers pinch pennies with new app". The Globe and Mail.
  29. ^ "Innovators of the Year. Brett King, Movenbank", American Banker.


  • King, Brett "BANK 4.0 - Banking Everywhere, Never at a Bank" (2019, Wiley; 2018, Marshall Cavendish)
  • King, Brett "Augmented: Life in the Smart Lane" (May 6, 2016, Marshall Cavendish)
  • King, Brett "Breaking Banks: The Innovators, Rogues, and Strategists Rebooting Banking" (April 3, 2014, Wiley)
  • King, Brett "BANK 3.0 – Why Banking Is No Longer Somewhere You Go But Something You Do" (December 26, 2012, Wiley)
  • King, Brett "Branch Today, Gone Tomorrow" (January 13, 2012, Kindle e-Book)
  • King, Brett "BANK 2.0 - How Customer Behavior and Technology will Change the Future of Financial Services Forever" (April 15, 2010, Marshall Cavendish)

External links[edit]