CREDO Mobile

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CREDO Mobile
IndustryWireless telecommunications
FoundedNovember 1985 (1985-11)
FounderLaura Scher, Peter Barnes and Michael Kieschnick
United States
Key people
Ray Morris, CEO
ParentWorking Assets

CREDO Mobile (formerly Working Assets Wireless) is an American mobile virtual network operator headquartered in San Francisco, California. CREDO Mobile's mobile network operator is Verizon Wireless.[1]

CREDO Mobile is a division of Working Assets.

CREDO Mobile had a five star privacy rating from the Electronic Frontier Foundation in its 2017 company privacy policy and advocacy review.[2]


Working Assets was founded by Peter Barnes, Michael Kieschnick and Laura Scher in 1985 in San Francisco,[3] as a business that would use its revenues to fund progressive social change work. Its idea was to give customers an easy way to make a difference in the world just by doing things they do every day. Each time their customers use its services—mobile, long distance or credit card—WA would automatically send a donation to progressive nonprofit groups. To date it has raised more than $87 million for groups like Planned Parenthood, Rainforest Action Network and Oxfam America.

Credit cards[edit]

Working Assets's initial product was a credit card that generated donations to progressive nonprofit groups every time the card was used.[3] Soon, the company introduced a ballot process for its customers to vote on how to distribute the money raised among nonprofit groups. The ballot is still used today.

Long-distance phone service[edit]

In 1991, the company launched long-distance phone service, promoting the fact that it would donate 1% of its customer charges to nonprofit groups. It also featured political actions in the customers' monthly bills, urging them to make free calls to elected officials. And it let customers pay for "CitizenLetters" to be sent in their name to the officials. By 1993, these actions included calling for a single-payer healthcare system and for allowing gays in the military.

Mobile phone service[edit]

The company started its mobile phone service as a Mobile Virtual Network Operator (MVNO) using the Sprint Nextel network in 2000. It also launched an activist website called Act for Change (now CREDO Action) in that same year. In 2016, the mobile phone service became a MVNO using the Verizon Wireless network, switching from the Sprint Nextel network.[1]

Name change[edit]

In November 2007, Working Assets Wireless announced that it was changing its name to CREDO Mobile to better reflect the company's values: A belief that people, through donations to nonprofits and political activism, can effect progressive change.[4] The names of its phone services were changed to CREDO mobile and CREDO Long Distance.[5] However, its credit card is still called the Working Assets Credit Card. Its original mission of working for change remains unchanged. The company's website, the company states:

We've succeeded all along because we flipped the nonprofit model for social change on its head, setting up a for-profit company that doesn't rely on fundraising and that isn't driven by the whims of benefactors. This frees us to take courageous positions in our political advocacy. We're also privately owned (our employees own most of our stock), not publicly traded, which liberates us from short-term financial considerations and hostile Wall Street takeovers. In other words, we're independent to the core.

Environmental policy[edit]

In keeping with its commitment to protect the environment, the company offers free phone recycling, prints its bills on 100% post-consumer recycled paper, and offsets its electricity and shipping costs through's "carbon-free" program. CREDO plants 100 trees for every ton of paper it uses (enough to generate another ton) and it has donated more than $15 million to environmental groups in the US and abroad.[6]

In 2009, CREDO Mobile was recognized by the nonprofit Planning and Conservation League as the Environmental Business of the Year.

Political activism[edit]

CREDO Mobile's mission of social change takes the form of two primary activities: its donations to progressive nonprofits, and its CREDO Action activist arm.

Donations to nonprofit groups[edit]

Donations from its credit card, long-distance and mobile customers cumulatively total more than $80 million since 1985.[7] In 2015, the company said that "CREDO and its members have raised over $3 million for Planned Parenthood, making us Planned Parenthood's largest corporate donor."[8] Other major recipients of donations include the ACLU, Doctors Without Borders, Rainforest Action Network,, and Amnesty International.[9]

Each year, the company selects dozens of nonprofit groups in five broad issue areas: civil rights, economic and social justice, environment, peace and international freedom, and voting rights and civic participation. And each year, the company asks its customers ("members" in the company's parlance) to vote on how to distribute the money it raises among the groups.

One criticism of CREDO Mobile is that the organization only donates about 1% of each customer's bill.[10]

In 2018, CREDO Mobile donated $4000 to the initial Strong Arm Press crowdfunding drive. This press, a small imprint started in 2018 by The Intercept editor Ryan Grim and HuffPost editor Alex Lawson, placed CREDO's logo on the back cover of its first six books.[11]

CREDO Action[edit]

Credo Mobile also has created an online network of more than 3 million activists who take actions both online and offline. On its website, the company states:

Many companies, especially large ones, hire lobbyists to mold government policies and legislation to serve their financial interests. CREDO blazes a different path. We fight for progressive social change with 3 million of our activist friends at CREDO Action. No lobbyists, no back-door meetings, no candidate contributions. Just ordinary Americans, galvanized to speak truth to power.

During the build-up to the 2003 invasion of Iraq, the company opposed it and worked with and True Majority to take out a full-page advertisement in The New York Times against the US-led invasion. In 2004, it launched an "election protection" program and donated more than $1 million to groups working to register voters and increase turnout on Election Day.

Credo Mobile has been a vocal opponent of both the Afghanistan War of 2001 and the Iraq War that began in 2003, and it mobilized against the invasions and later to push for withdrawal of US troops from both countries. This partly led in 2009 to Fast Company magazine including CREDO in its top five "brave brands".

Among its environmental activism, the company has focused on moving away from fossil fuels and toward supporting renewable sources. As such, it has campaigned relentlessly against coal power, natural gas fracking, and more recently, against the proposed Keystone XL pipeline.

To increase voter turnout in the United States presidential election of 2008, CREDO Action started an initiative called Pollworkers for Democracy, which paid individuals to staff polling places and ensure fair voting practices. For their Text Out the Vote campaign, CREDO invited users to enter friends' phone numbers to text them each a reminder to vote on election day.

Several U.S. states approved CREDO's online voter-registration tool. At CREDO's website, voters could look up their nearest polling place.[12]

CREDO's political activism includes a wide range of issues – from favoring marriage equality, women's rights, food safety and increased prosecution of fraud and crimes on Wall Street, to opposing corporate money in politics, especially in the aftermath of the US Supreme Court's decision in Citizens United v. FEC.

On January 7, 2020, CREDO Action announced on its website that it would shut down effective immediately, and that CREDO will no longer be engaging in activism campaigns.[13]

CREDO SuperPAC[edit]

In 2012, the company launched the "CREDO SuperPAC", not to support candidates but to oppose them. Becky Bond, CREDO Mobile's Vice President and Political Director, served as President of the CREDO SuperPAC.[14] Unlike other corporate superPACs, CREDO SuperPAC focused more on grassroots, volunteer-driven activism than on buying television advertisements. Its stated aim was to defeat candidates affiliated with the Tea Party movement, running for re-election to the US House of Representatives. Its campaign, dubbed "Take Down the Tea Party Ten", helped to defeat 5 of the candidates: Allen West, Frank Guinta, Joe Walsh, Chip Cravaack and Dan Lungren.

In 2014, the CREDO SuperPAC planned to use the same grassroots, volunteer-driven activism to help candidates of the US Democratic Party in five Senate elections.[15] By aiming to flip Republican-held seats in Georgia and Kentucky, while maintaining Democratic-held seats in Michigan, Colorado and North Carolina, CREDO hoped to "save the Senate" from a Republican takeover.[16]


Another company, Patriot Mobile, was begun in part to provide a conservative alternative to Credo.[17][18]


  1. ^ a b Dano, Mike (17 August 2016). "Credo Mobile MVNO dumps Sprint for Verizon". FierceWireless. Retrieved 9 March 2020.
  2. ^ Reitman, Rainey (10 July 2017). "Who Has Your Back? Government Data Requests 2017". Electronic Frontier Foundation. Retrieved 9 March 2020.
  3. ^ a b O'Toole, James (6 June 2013). "'Progressive' phone company CREDO Mobile slams govt snooping, but can't stop it". CNN Tech. Retrieved 17 November 2016.
  4. ^ Kim, Ryan (31 October 2007). "Working Assets Wireless becomes Credo Mobile". The Technology Chronicles. Retrieved 9 March 2020.
  5. ^ Jacquot, Jeremy (31 October 2007). "Working Assets Launches CREDO Mobile: "Greenest Mobile Phone Company in the U.S."". TreeHugger. Retrieved 9 March 2020.
  6. ^
  7. ^
  8. ^ Rosenfeld, Claire (September 15, 2015). "CREDO stands with Planned Parenthood". CREDO Mobile. Retrieved 6 November 2016.
  9. ^
  10. ^ Chakrabarti, Spandan. "Why Progressives Shouldn't Fall for the Credo Mobile Scam". The People's View. Retrieved 28 April 2019.
  11. ^ Freed, Benjamin (21 February 2018). "How a Small DC Publishing House Keeps Up With the Trump Administration". Washingtonian. Retrieved 9 March 2020.
  12. ^ SF Chronicle: CREDO relies on text messages to ensure progressive victory
  13. ^ "CREDO Action". CREDO Action. Archived from the original on January 8, 2020. Retrieved January 7, 2020.
  14. ^ [1]
  15. ^ Fuller, Jaime (2014-04-23). "Progressive super PAC to help Dems in five close senate races — but not Pryor and Landrieu". Washington Post. Retrieved 26 July 2014.
  16. ^ Alman, Ashley (2014-04-23). "Progressive Senate Campaign Targets 5 Republicans In Key Races". Huffington Post. Retrieved 26 July 2014.
  17. ^ Dano, Mike. "Patriot Mobile, an MVNO for conservatives, looks for holiday shopping growth". FierceWireless.
  18. ^ "Why We Started Patriot Mobile - patriotmobile". Patriot Mobile. 8 February 2020. Retrieved 8 February 2020.

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