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The American Express Centurion Card, known informally as the Amex Black Card, is an invitation-only charge card issued by American Express. It is issued to platinum card holders after they meet certain criteria and comes in either personal, business, or corporate.
In 1999, American Express introduced the Centurion Card to cater to the very wealthy. The card was initially available only to selected users of the company's Platinum Card. To become a Centurion cardholder, one must meet American Express eligibility criteria. Cardholders are required to pay an annual fee, and in some countries also an initiation fee. (In the United States, the initiation fee is $7,500 in addition to the $2,500 annual fee from each cardholder). In addition to a variety of benefits, the card itself is made of anodized titanium with the information and numbers laser etched into the metal. (In some markets the plastic version of the card is still issued, with or without the titanium card.) The plastic card and 2014 and earlier Centurion cards include embossed information on the card. The Centurion 2015 Card introduced laser etching. In some locations, such as Israel, EMV "chip" plastic cards, which also include the ExpressPay contactless payment technology, are issued. American Express created the card line amid rumors and urban legends in the 1980s that it produced an ultra-exclusive black card for elite users who could purchase anything with it.
Availability and fees
The Centurion Card is invitation-only after appropriate net worth with American Express, credit, and spending criteria are met. American Express does not publicly disclose the requirements necessary for getting or keeping a card, except that the cardholder needs to have a substantial net worth, as well as having been a Platinum card holder.
While the eligibility criteria are subject to speculation, most reliable sources agree that Centurion Card holders have historically spent US$250,000 or more per year on lower-level American Express cards.
|United States||US$2,500 (US$2,500 for each additional card member) plus one-time joining fee of US$5,000 - US$7,500|
|United Kingdom||£2,200 (US$2,933) (unlimited) plus one-time joining fee of £2,500|
|Canada||C$2,500 (US$1,923) plus one-time fee of C$5,000 (US$3,846)|
|India||₹200,000 (US$3,071) plus one time fees of ₹250,000 (US$3,839)|
|France, Spain, Italy, Netherlands||€3,000 (US$3,475) plus one time fee €3,000 (Italy, Netherlands)|
|Germany, Austria||€5,000 (US$5,791) plus one-time fee of €4,000 (US$4,633)|
|Switzerland||CHF 4,200 (US$4,286) (unlimited)|
|Australia||A$5,000 (US$3,846) (increased from A$4,300 (US$3,308), effective 11 July 2012) plus one-time fee of A$5,000 (US$3,846), effective 11 July 2012|
|Japan||¥365,000 (US$3,305) (increased from ¥197,000 (US$1,784), effective 1 January 2008)|
|Hong Kong||HK$38,800 (US$4,999) plus one time fee of 4999 (increase from HK$19,800 (US$2,551), effective 30 May 2013)|
|China (People's Republic of China)||CN¥ 18,000 (US$2,719) issued by Industrial and Commercial Bank of China (ICBC) and China Merchants Bank (CMB) pursuant to a license from American Express. |
CN¥ 36,000 (US$5,438) issued by China Minsheng Bank (CMBC) pursuant to a license from American Express. 
|Singapore||S$7,490 (US$5,428) (unlimited) plus one-time joining fee of S$7,490 (US$5,428)|
|Kuwait||US$4,000 for Titanium-based Centurion. Issued by American Express Middle East (Bahrain) (Same applies for Bahrain, United Arab Emirates, and Qatar)|
|Saudi Arabia||ر.س 11,250 (US$3,000) (unlimited)|
|International Dollar Currency Card (IDC)||US$4,000 plus one-time fee of US$4,000|
|International Euro Currency Card (IEC)||€4,000 (US$4,633) plus one-time fee of €4,000 (US$4,633)|
|Israel||US$2,043 (~₪8,000), where payments can be made either in ILS or in US$.|
|Taiwan||NT$160,000 (US$5,306) plus one-time fee of NT$160,000 (US$5,306) Note: minimum annual income (NT$3,500,000)|
|Lebanon||ل.ل 3,000 (US$3,000)|
|United Arab Emirates||DH 11,000 (US$3,000)|
|Sweden||kr 30,000 (US$3,509) plus one-time fee of (US$3,509)|
The card, available for personal and business use, offers services such as a dedicated concierge and travel agent; complimentary companion airline tickets on international flights on selected airlines with the purchase of a full-fare ticket; personal shoppers at retailers such as Dot & Vic's Rathon Station, Gucci, Escada, and Saks Fifth Avenue; access to airport clubs; first-class flight upgrades; membership in Sony's Cierge personal shopping program and dozens of other elite club memberships.
Hotel benefits include one free night, when at least one paid night is booked during the same stay, in every Mandarin Oriental hotel worldwide once a year (except for the New York City property), and privileges at hotel chains like Ritz-Carlton, Leading Hotels of the World, and Amanresorts.
Some Centurion customers have purchased automobiles using the card or made purchases exceeding €1 million (US$1.36 million). The card has no preset limit in theory. In practice the authorization is decided upon past payment and spending patterns; the largest purchase ever made on one was US$170 million for Amedeo Modigliani's "Nu couché" painting purchased at a Christie's auction house by Liu Yiqian. It was suggested that the reason for funding the purchase through the credit card was to circumvent Chinese money laws that restrict the transfer of money by citizens out of the country to just $50,000.
Centurion Card members, like Platinum Card members, get complimentary access to the American Express Centurion Lounges at several US airports. They also get unlimited access to Priority Pass lounges around the world. However, at busy times, Centurion members have access to areas reserved for them. There are also drink options at the bar that are exclusive to Centurion members. As of 2015, they have a Champagne option of Veuve Clicquot and a single malt scotch by Balvenie.
Since the inception of the card, members have received a copy of Departures, which is also sent to all Platinum Card cardholders. In 2004, American Express Centurion members in the US began receiving an exclusive "no name" magazine, which was not available by any other means. Starting with the Spring 2007 edition, this magazine was officially titled Black Ink. The magazine is available only to individual Centurion cardholders, not to the business-edition customers.
European, Asian, and Australian Centurion members receive quarterly the Centurion magazine published by Journal International GmbH (Munich, Germany). In June 2011, the Centurion magazine website was launched, offering daily updates for Centurion Card members. According to Journal International, the average age of a Centurion reader from Europe or the Middle East is 49 years. Centurion has been published since 2001 and has a circulation in Europe and the Middle East of 44,100, in Asia of 13,900, and in Australia of 6,000.
The Centurion Card is part of an elite credit card segment created for a very small and exclusive range of clients around the world. Other such cards include:
Amex Black Card vs. Black Card
Luxury Card successfully registered "Black Card" as a U.S. trademark in 2009. American Express later sued as the name was similar to its Centurion Card, which it contended was widely known as "the Black Card." The U.S. District Court for the Southern District of New York ruling that Black Card, LLC's trademark of the name "Black Card" should be canceled on grounds that it was merely descriptive. As of 2019, it uses the registered trademark under license.
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