Chandra Shekhar Ghosh

From Wikipedia, the free encyclopedia
Jump to navigation Jump to search

Chandra Shekhar Ghosh born in 1960 at Bishalgarh in Tripura India, is the founder and chairman managing director of Bandhan, the first micro finance company to receive banking license in India.[1]

Education and early years[edit]

Ghosh was born in a low income refugee family of six children which came to Kolkata, India in 1973 from Bangladesh when Bangladesh became independent from Pakistan.
Ghosh's father Hariprada Ghosh owned a sweet shop.[2] Ghosh used to support his father at the shop along with his studies. He completed his Master's in statistics from Dhaka University in 1984. After completing his education he joined BRAC an NGO (non government organisation) in Bangladesh. Ghosh returned to India in 1997 and joined his family business later worked with several NGOs. Ghosh quit his last job at Village welfare society in 2000.[3]


Ghosh started his first venture named Bandhan Konnagar an NGO in November 2001 with a capital of INR 200000 ($3200) and three employees at Kolkata, West Bengal. The NGO provided finance to small and marginal women entrepreneurs in areas not assisted by banks. In 2009, Ghosh registered Bandhan as an NBFC (Non Banking Finance Company) with the Reserve Bank of India.

In 2014, the Reserve bank of India granted an approval for banking license to Bandhan.[4][5][6]


  • Forbes Entrepreneur with Social Impact 2014[7]
  • ET Entrepreneur of the Year 2014[8]


Ghosh lives in Kolkata along with his wife Nilima Ghosh and 21-year-old son Angshuman Ghosh.


  1. ^ "Meet Bandhan CMD Chandra Shekhar Ghosh, the man who pipped Birlas and Ambanis for a bank license". The Economic Times. Retrieved 26 February 2015.
  2. ^ "Bandhan founder Chandra Shekhar Ghosh: From sweet shop to bank owner". The Economic Times. Retrieved 26 February 2015.
  3. ^ "Chandra Shekhar Ghosh's Bandhan banks on building ties with the underprivileged". Forbes. Retrieved 26 February 2015.
  4. ^ "For Chandra Shekhar Ghosh, it was not easy to start off Bandhan". Business Today. Retrieved 26 February 2015.
  5. ^ "Chandra Shekhar Ghosh, microlender to banker who beat titans". The Hindustan Times. Retrieved 26 February 2015.
  6. ^ "Lunch with BS: Chandra Shekhar Ghosh". Business Standard. Retrieved 26 February 2015.
  7. ^ "Winners - 2014". Forbes India. Retrieved 26 February 2015.
  8. ^ "ET Awards 2014: Chandra Shekhar Ghosh is Entrepreneur of the Year for building Bandhan from scratch". The Economic Times. Retrieved 26 February 2015.