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From Wikipedia, the free encyclopedia
Developer(s)The Cyclos team (a subsidiary of STRO)
Initial releaseFebruary 1, 2005; 19 years ago (2005-02-01)
Stable release
4.10.2[1] / May 10, 2018; 6 years ago (2018-05-10)
Written inJava
Operating systemLinux, FreeBSD, Windows, Mac OS X, and Solaris.
Available inEnglish, German, Spanish, Portuguese, French, Russian, Chinese, Japanese and Dutch.
LicenseGNU General Public License (up to version 3); Proprietary (version 4)

Cyclos is online banking software for microfinance institutions, local banks (in developing countries) and complementary currency systems like LETS, TD4W credits, barter networks and time banks.[2]

It was developed by the Social Trade Organisation (STRO in Netherlands and Instrodi in Brazil).[3]

Cyclos has the following functionality:[4]

  • Online banking tools
  • E-commerce platform
  • Business directory
  • Referrals and transaction qualifications
  • Messaging and notification system
  • Call- and support-center logging
  • Integrated management information system

Cyclos can be accessed through the web but also supports mobile phones and point of sale devices. Enabling SMS and card payments.[5]


  1. ^ "Cyclos4 License Server". Retrieved 2018-06-03.
  2. ^ "PaymentEye". Retrieved 2014-10-24.
  3. ^ "About STRO". Retrieved 19 May 2024.
  4. ^ "Cyclos feature list". Retrieved 2012-02-23.
  5. ^ "Mobile banking with Cyclos". Archived from the original on 2012-02-18. Retrieved 2012-02-23.

External links[edit]