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Cyclos logo.png
Cyclos screenshot.jpg
Screenshot of cyclos 3.6 rc1.
Developer(s) The Cyclos team (a subsidiary of STRO)
Initial release February 1, 2005; 12 years ago (2005-02-01)
Stable release
  / January 25, 2013; 4 years ago (2013-01-25)
Written in Java
Operating system Linux, FreeBSD, Windows, Mac OS X, and Solaris.
Available in English, German, Spanish, Portuguese, French, Russian, Chinese, Japanese and Dutch.
License GNU General Public License (up to version 3); Proprietary (version 4)

Cyclos is online banking software for microfinance institutions, local banks (in developing countries) and complementary currency systems like LETS, TD4W Credits, Barter networks and time banks.[2]

Cyclos has the following functionality:[3]

  • Online banking tools;
  • E-commerce platform;
  • Business directory;
  • Referrals and transaction qualifications;
  • Messaging and notification system;
  • Call- and support-center logging;
  • Integrated management information system;

Cyclos can be accessed through the web but also supports mobile phones (WAP/SMS) and point of sale (POS) devices. Enabling sms and card payments.[4]


  1. ^ " - Cyclos Files". Retrieved 2014-10-24. 
  2. ^ "PaymentEye". Retrieved 2014-10-24. 
  3. ^ "Cyclos feature list". Retrieved 2012-02-23. 
  4. ^ "Mobile banking with Cyclos". Retrieved 2012-02-23. [permanent dead link]

External links[edit]

Cyclos links

Complementary currency software

Cyclos hosting