DCB Bank

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DCB Bank
Traded as BSE532772
Industry Banking
Financial services
Founded 1930
Headquarters Mumbai, Maharashtra, India
Key people
Nasser Munjee
Murali M. Natrajan
(MD & CEO) [1]
Products Consumer banking, Corporate banking, Finance and Insurance, Mortgage loans, Private banking, Wealth management, Investment banking
Revenue Increase2,076.15 crore (US$310 million) (2017)[1]
Increase 418.21 crore (US$62 million) (2017)[1]
Increase 199.68 crore (US$30 million) (2017)[1]
Total assets Increase24,046.37 crore (US$3.6 billion) (2017)[1]
Number of employees
4,979 (2017)[1]
Capital ratio 13.76% [1]
Website www.dcbbank.com

DCB Bank Ltd. is a private sector scheduled commercial bank in India. It has a network of 310 branches[2] and 515 ATMs in the country.[3] It offers products to individuals, small and medium businesses, rural banking and mid corporates across the branch network.

DCB Bank is rated as the Best Small Bank in INDIA by Businessworld Magna Awards 2017.

The Bank is present in 19 States and 3 Union Territories. Metros having DCB Bank branches are Ahmedabad, Ambala Cantt, Aurangabad, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Dehra Dun, Delhi NCR, Gandhinagar, Gurgaon, Hyderabad, Indore, Dewas, Jabalpur, Jaipur, Jalandhar, Jodhpur, Kochi, Kolkata, Lucknow, Ludhiana, Mumbai, NOIDA, Panjim, Pune, Surat, Trichy, Udaipur, Vadodara, Rajasthan and Vishakhapatnam. DCB Bank is also focussed in expanding in tier 3 to tier 6 towns in Andhra Pradesh, Chhattisgarh, Gujarat, Haryana, Karnataka, Madhya Pradesh, Maharashtra, Odisha and Telangana.

States where DCB Bank branches are located: Andhra Pradesh, Bihar, Chhattisgarh, Delhi NCR, Gujarat, Goa, Haryana, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand and West Bengal.

DCB Bank recently inaugurated branches at Kusnoor (Gulbarga) in Karnataka, New Delhi in the National Capital Region, Ajmer in Rajasthan and Vishakhapatnam in Andhra Pradesh.

The Aga Khan Fund for Economic Development (AKFED) is the promoter of the Bank with around 15.02% stake. Public shareholding under the Resident Individual category is approximately 39.4%. The Bank received the Scheduled Commercial Bank licence from the Reserve Bank of India on 31 May 1995.[4]

DCB Bank's products and services range from loans for Small and medium enterprises and Mid Corporate customers, to Loans for individual needs such as home loan, loan against gold, commercial vehicle loan and small business loan. Agri & Inclusive Banking from DCB Bank includes tractor loan, loan against gold, warehouse finance, loan against warehouse receipt, dairy and farm loan, loans for microfinance organisations amongst other products.

DCB Bank Savings Accounts provide attractive value such as cash back option and personalised account number. Additionally, DCB PayLess secured credit card is a credit builder card. The Bank is active in the online and digital banking space with DCB on the Go - instant mobile banking, SMS banking, telephone banking.


DCB Bank was founded in the 1930s, in Mumbai from a series of Co-operative bank mergers with the Ismailia Co-operative Bank Limited and the Masalawala Co-operative Bank respectively. These 2 banks later merged to form Development Co-operative Bank, that changed to Development Credit Bank after it was granted the scheduled bank license by the Reserve Bank of India in May 1995. Development Credit Bank Ltd. went on to successfully offer shares to the public by an Initial Public Offering (IPO) in 2006. DCB Bank Limited is the new name of the Bank, changed with due regulatory approval in January 2014.[5]


  1. ^ a b c d e f g "Balance Sheet 31.03.2017". dcbbank.com (15 March 2018).
  2. ^ http://www.dcbbank.com/about/
  3. ^ "Development Credit Bank eyeing Rs150 cr through QIP in H2, aims for profit in Q3 - Money - DNA". Dnaindia.com. 18 April 2010. Retrieved 16 March 2011. 
  4. ^ "Development Credit Bank Ltd". Rupee Times. 31 May 1995. Retrieved 16 March 2011. 
  5. ^ "Company History". economictimes.indiatimes.com. Retrieved 16 March 2011. 

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