Digital Federal Credit Union

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DCU – Digital Federal Credit Union
Credit Union
Industry Financial Services
Founded October 1979
Headquarters Marlborough, Massachusetts, United States
Number of locations
22 full-service branches;
3,000 CU Centers located in 46 states
Key people
Karyn Brown,
Chair, Board of Directors
James Regan,
Products Savings; Checking; Consumer loans; Mortgages; Credit cards; Investments

Digital Federal Credit Union (DCU) is a credit union based in Marlborough, Massachusetts. It has over 500,000 members and is among the top 20 credit unions in the U.S.A. and the largest credit union headquartered in New England as measured by assets. DCU has over $8 Billion USD in assets.[1] DCU is regulated under the authority of the National Credit Union Administration (NCUA) of the US federal government.

DCU has 17 full-service branches in Massachusetts and 5 full-service branches in New Hampshire, although it has members in all 50 U.S. states.


DCU was chartered in 1979 for employees of Digital Equipment Corporation. Its field of membership is open to existing family members, over 700 different sponsors, several communities in Massachusetts and several organizations.


DCU offers the a variety of financial services offered by most financial institutions, including savings accounts, checking accounts, IRA accounts, and certificates of deposit. In addition, DCU also offers members consumer, business and auto loans, credit cards, mortgages, home equity lines of credit, investment services, brokerage services and insurance services.

DCU provides online account access and bill paying through their Online Banking service.

Consumer Education Program[edit]

DCU adopted StreetWise, a financial consumer education program in May 2001, to give their members unbiased consumer knowledge on a variety of topics including credit, privacy protection, fraud prevention, home and car buying tips. StreetWise also teaches how financial products and services work. In 2002, DCU furthered its financial education outreach programs by actively promoting financial literacy among teens by teaching basic skills at area high schools.

Employee Benefits[edit]

DCU's more traditional employee benefits include paid annual and sick leave, medical and dental benefits, short-term and long-term disability coverage, life insurance, and tenure awards. DCU matches employee 401(k) contributions, dollar for dollar, up to 6% of the employee's salary. DCU will advance money for tuition reimbursement before courses begin to encourage greater participation. DCU provides career development counseling and extensive ongoing training programs for employees at all levels.

Community involvement and social responsibility[edit]

DCU's primary charitable initiative is directed towards supporting programs that provide a health, welfare, or social service for children; or provide educational programs or services that primarily benefit children. In 2015, DCU made charitable donations that total over $2,000,000. To be eligible for funding from DCU, organizations must meet the following criteria:

  • Be a registered 501(c)3 organization
  • Serve a community in which DCU has a physical location or a large concentration of members
  • Provide a health, welfare, or social service for children; or provide educational programs or services that primarily benefit children

To further complement the charitable efforts of the organization, DCU incorporated DCU for Kids in November 2005, a non-profit charitable foundation for distribution to deserving causes and charities benefiting children and families. Organizations that have benefited from DCU include:


External links[edit]