ESL Federal Credit Union

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ESL Federal Credit Union
Credit union
Industry Financial services
Founded 1920
Headquarters Rochester, New York
Area served
Greater Rochester Area
Key people
Faheem Masood,President & CEO
Products Savings; checking; consumer loans; mortgages; credit cards; online banking; mobile banking; business banking
AUM $5.9B USD (2012)

ESL Federal Credit Union is a full-service financial institution with headquarters in Rochester, New York. The locally owned financial institution employs more than 700 people in Rochester, New York and, includes more than 330,000 members world-wide. The company has now appeared on the Great Place to Work® Best Small and Medium Workplaces for six years (2016, 2015, 2014, 2013, 2011 and 2010).[1] Access to the credit union includes 20 branch locations[2] and more than 40 ATM locations, locally based telephone and internet chat centers, and online and mobile banking channels. Membership in ESL is open to employees of Eastman Kodak, members of the George Eastman House, and residents of Rochester, among others.


ESL Federal Credit Union was chartered in 1920 as Eastman Savings and Loan Association by George Eastman, founder of Eastman Kodak Company. Mr. Eastman’s intent at that time was to provide his employees with a financial institution that served their financial needs—especially by providing mortgages.

On February 1, 1996, Eastman Savings and Loan changed its charter from a U.S. bank to a Federal Credit Union, changing its name to ESL Federal Credit Union.[3] It is the largest locally owned financial institution in the Greater Rochester area and the largest credit union in New York State. ESL is in the top 1% of national credit unions ranked by assets.[4]


  1. ^ "Great Places to Work". Great Places to Work. Great Places to Work. Retrieved June 17, 2016. 
  2. ^ Clausen, Todd (October 1, 2015). "M&T Bank, ESL largest in Rochester". Gannett. Democrat & Chronicle. Retrieved October 1, 2015. 
  3. ^ Bjorhus, Jennifer (26 November 2012). "Thrivent's bank will become a credit union". Star Tribune. Retrieved 15 January 2015. 
  4. ^ Holdefehr, John. "Top 100 Credit Unions in USA (Cash Assets)". USA Credit Unions. USA Credit Unions. 

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