European Association of Co-operative Banks
The European Association of Co-operative Banks (EACB) (GEBC in French), is the leading trade association for the co-operative banking sector with 31 member institutions and co-operative banks located in 24 countries worldwide. As the representative of the world’s largest cooperative banking cluster, the EACB is the voice of 4,200 small, regional and large member banks at European and international levels.
As an international non-profit Association based in Brussels, the EACB is recognised as a key interlocutor for cooperative banks by the regulators and supervisors at EU and International levels. The EACB works together with more than 200 experts from its member organisations. The association represents, promotes and defends the values of the co-operative banking model in Europe and on the global stage.
The EACB has the largest and most comprehensive policy resources for co-operative banks worldwide. These resources as well as important data on the co-operative banking sector are freely available on the EACB website.
- 1 Co-operative Banks at a Glance
- 2 Creation
- 3 Structure
- 4 Members of the EACB
- 5 Relationship with other European Banking Industry and Co-operatives Representatives
- 6 Social Media Pages
- 7 See also
- 8 References
Co-operative banks serve 205 million customers
Co-operative banks are mutual and private banks, owned by their 78 million members
Co-operative banks share common values and foster local growth and entrepreneurship through their 4,200 regional and local banks,68,000 branches
Co-operative banks employ 860,000 individuals nationally
Co-operative banks manage more than €7 trillion in banking assets
Co-operative banks safeguard €3,5 trillion in deposits
Co-operative banks extend more than €3,9 trillion in loans
Following an initiative launched by Mr. Johannes TEICHERT, a first meeting with representatives of the European Commission was held in December 1969 with the aim to create a representative body for credit co-operatives of the 6 EU-member states. Hence the Association of Co-operative Savings and Credit Institutions of the E.E.C. was officially created on October 1, 1970. The first statutes of the Association were signed at the end of 1971 by the following founding members:
- Caisse Centrale des Associations Agricole Luxembourgeoises
- Centrale Raiffeisenkas, Leuven Belgium
- Confédération Nationale du Crédit Mutuel, Paris
- Coöperatieve Centrale Boerenleenbank, Eindhoven
- Coöperatieve Centrale Raiffeisen-Bank, Utrecht
- Deutsche Genossenschaftskasse, Frankfurt
- Deutscher Raiffeisenverband, Bonn
- Ente Nazionale delle Casse Rurale Agrari ed Ente Ausiliari, Rome
- Fédération Centrale du Crédit Agricole Mutuel, Paris
- Fédération Nationale du Crédit Agricole, Paris
- Federazione Italiana dei Consorzi Agrari, Rome
- Union du Crédit Coopératif, Paris
The EACB is a European non-profit association, located and registered in Belgium. It is headed by a President and regulated by the Board and the Executive Committee. The General Manager, Mr. Hervé Guider leads the Secretariat based in Brussels.
The EACB supports the code of conduct on lobbying of the European Commission and is registered in the EU transparency register book (Transparency Book Register 4172526951-19).
The President is elected for 2 years with a mandate, which may be renewed once. He chairs the Board and the Executive Committee. The Board meets 3 to 4 times a year and defines the general policy. The Executive Committee is composed of 39 appointed Members, who endorse recommendations put forward by the Working Groups members. They meet three times a year. The activities of the EACB are articulated around Working Groups and Taskforces, covering topics from banking legislation to customer policy, CSR and Social Affairs.
Overview of the Presidents of the EACB
1970 – 1977 : President Van Campen, Centrale Coöperatieve Boerenleenbank
1977 – 1981 : President Braun, Crédit Mutuel
1982 – 1986 : President Lardinois, Rabobank Nederland
1986 – 1989 : President Schramm, BVR, Germany
1989 – 1995 : President Barsalou, Crédit Agricole, Paris
1995 – 1999 : President Grüger, BVR Germany
1999 – 2002 : President Meijer, Rabobank Nederland
2002 – 2006 : President Pflimlin, Crédit Mutuel Paris
2006 – 2008 : President Pleister, BVR, Germany
2008 – 2012 : President Moerland, Rabobank Nederland
Since 2012 : President Talgorn, Crédit Agricole S.A.
Overview of the Secretaries General
1970 - 1982 : Johannes Teichert
1982 – 1996 : Guido Ravoet
1996 – 2001 : Johann-G. von Süsskind
2001 – present : Hervé Guider
Members of the EACB
|Austria||Fachverband der Raiffeisenbanken
Österreichischer Genossenschaftsverband (schulze-Delitzsch)
|Bulgaria||Central Cooperative Bank|
|Cyprus||Cooperative Central Bank Ltd.|
|Finland||OP Cooperative Financial Group|
|France||Confédération Nationale du Crédit Mutuel|
|Germany||Bundesverband der Deutschen Volksbanken und Raiffeisenbanken - BVR|
|Greece||Association of Co-operative Banks of Greece|
|Hungary||National Federation of Savings Co-operatives|
|Italy||Associazione Nazionale fra le Banche Popolari|
|Luxembourg||Banque Raiffeisen Luxembourg|
|The Netherlands||Rabobank Nederland|
|Poland||Krajowy Zwiazek Bankow Spoldzielczych - KZBS|
|Portugal||FENACAM– Federação Nacional das Caixas de Crédito Agricola Mútuo, F.C.R.L.|
|Romania||Central Co-operatist Bank Creditco-op|
|Slovenia||Deželna banka Slovenije d.d.|
|Spain||Unión Nacional de Cooperativas de Crédito|
|United Kingdom||The Co-operative Bank p.l.c.|
|Lithuania||Lithuanian Central Credit Union|
|United Kingdom||Building Societies Association|
Relationship with other European Banking Industry and Co-operatives Representatives
As the voice of co-operative banks, the EACB maintains close relations with other bodies that regroup certain co-operative banks with the purpose of enhancing business co-operation, such as Unico Banking Group and the Conféderation Internationale des Banques Populaires (CIBP). In addition the EACB is a member of Co-operatives Europe , the umbrella body gathering European and national co-operative organisations and the International Co-operative Alliance (ICA). The EACB is a founding member of the European Payments Council (EPC), the European Banking Industry Committee (EBIC) and the European Financial Reporting Advisory Group (EFRAG).
Social Media Pages
The EACB is present on the mainstream social media and can be found for live updates on:
EBIC (European Banking Industry Committee)
EFRAG (European Financial Reporting Advisory Group)
EPC (European Payments Council)
- "European association of Co-operative Banks". www.eacb.coop. Retrieved 2015-09-17.
- "European association of Co-operative Banks". www.eacb.coop. Retrieved 2015-09-25.
- Groeneveld, Hans. "European Cooperative Banking, actual and factual assessment" (PDF). TIAS School for Business & Society.
- "Revue Banque".
- "http://ec.europa.eu/transparencyregister/public/homePage.do?redir=false&locale=en". External link in
- "http://www.eacb.coop/en/eacb/whos_who/board_and_executive_committee.html". External link in
- "http://www.eacb.coop/en/eacb/working_groups.html". External link in
- "http://www.eacb.coop/en/eacb/working_groups.html". External link in
- "Rabobank to name Moerland as Chairman in 2H 2009".
- "Christian Talgorn élu président de l'EACB (European Association of Co-operatives Banks)".