Federally Facilitated Marketplace

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The Federally Facilitated Marketplace (FFM) is an organized marketplace for health insurance plans operated by the U.S. Department of Health and Human Services (HHS). The FFM opened for enrollments starting October 1, 2013.[1] The Federally Facilitated Marketplace is established in a state by the HHS Secretary for states that chose not to set up their own marketplace or did not get approval for one.[2]

Individuals (i.e. citizens of a state) and employers will have the ability to find and purchase Qualified Health Plans through the FFM and its partners.[1] Individuals will be able to qualify for and receive Advance Premium Tax Credits (APTC) which can be used to subsidize their premium obligations. Individuals can also qualify for Cost Sharing Reductions (CSRs) which would reduce their out-of-pocket expenses for healthcare.[3]

Participating states[edit]

Twenty-seven states opted to participate in the FFM. Seven states opted to partner with the FFM. Seventeen states opted to set up their own State Based Marketplace (SBM).[4]

Federally Facilitated Marketplaces[edit]

The following 27 states are Federally Facilitated Marketplaces:

  1. Alabama
  2. Alaska
  3. Arizona
  4. Florida
  5. Georgia
  6. Indiana
  7. Kansas
  8. Louisiana
  9. Maine
  10. Mississippi
  11. Missouri
  12. Montana
  13. Nebraska
  14. New Jersey
  15. North Carolina
  16. North Dakota
  17. Ohio
  18. Oklahoma
  19. Pennsylvania
  20. South Carolina
  21. South Dakota
  22. Tennessee
  23. Texas
  24. Utah
  25. Virginia
  26. Wisconsin
  27. Wyoming

Partnership Marketplaces[edit]

The following 7 states are Partnership Marketplaces. In Partnership Marketplaces, states retain certain essential functionality for operating an insurance marketplace.

  1. Arkansas
  2. Delaware
  3. Illinois
  4. Iowa
  5. Michigan
  6. New Hampshire
  7. West Virginia


  1. ^ a b "Federal Marketplace Progress Fact Sheet - Centers for Medicare & Medicaid Services". Cms.gov. 2012-05-16. Retrieved 2013-07-02.
  2. ^ §1321(c) of ACA
  3. ^ http://www.cms.gov/CCIIO/Resources/Fact-Sheets-and-FAQs/Downloads/marketplace-faq-5-14-2013.pdf
  4. ^ http://kff.org/health-reform/state-indicator/state-decisions-for-creating-health-insurance-marketplaces