Insurance commissioner

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An insurance commissioner (or commissioner of insurance) is a public official in the executive branch of a state or territory in the United States that, along with his or her office, regulate the insurance industry. The powers granted to the office of an insurance commissioner differ in each state. The office of an insurance commissioner is established either by the state constitution or by statute. While most insurance commissioners are appointed, in some jurisdictions they are elected.[1] The office of the insurance commissioner may be part of a larger regulatory agency, or an autonomous department.

Insurance law and regulation is established individually by each state. In order to better coordinate insurance regulation among the states and territories, insurance commissioners are members of the National Association of Insurance Commissioners (NAIC).[2]

Duties and Powers of Insurance Commissioners[edit]

The purpose of insurance commissioners is to maintain fair pricing for insurance products, protecting the solvency of insurance companies, preventing unfair practices by insurance companies, and ensuring availability of insurance coverage.[3] In order to accomplish these goals, each state grants several powers to insurance commissioners and their offices, including:[4]

  • Approval of insurance rates
  • Periodical financial examinations of insurers
  • Licensing of companies, agencies, agents, and brokers
  • Monitoring and regulating claims handling

List of current insurance commissioners[1][5][edit]

State/territory Name Title Name of Office Elected/Appointed
Alabama Jim L. Ridling Commissioner Alabama Department of Insurance Appointed
Alaska Lori K. Wing-Heier Director Alaska Division of Insurance Appointed
American Samoa Tau Tanuvasa Commissioner Office of the Governor Appointed
Arizona Darren Ellingson Interim Director Arizona Department of Insurance Appointed
Arkansas Allen W. Kerr Commissioner Arkansas Insurance Department Appointed
California Dave Jones Commissioner California Department of Insurance Elected
Colorado Marguerite Salazar Commissioner Colorado Division of Insurance Appointed
Connecticut Katharine L. Wade Commissioner Connecticut Insurance Department Appointed
Delaware Karen Weldin Stewart Commissioner Delaware Department of Insurance Elected
District of Columbia Stephen C. Taylor Acting Commissioner District of Columbia Department of Insurance, Securities, and Banking Appointed
Florida Kevin M. Mccarty Commissioner Florida Office of Insurance Regulation Appointed
Georgia Ralph T. Hudgens Commissioner Office of Insurance and Safety Fire Commissioner Elected
Guam Artemio B. Ilagan Commissioner Guam Department of Revenue and Taxation Appointed
Hawaii Gordon I. Ito Commissioner Hawaii Insurance Division Appointed
Idaho Dean Cameron Director Idaho Department of Insurance Appointed
Illinois Anne Melissa Dowling Acting Director Illinois Department of Insurance Appointed
Indiana Stephen W. Robertson Commissioner Indiana Department of Insurance Appointed
Iowa Nick Gerhart Commissioner Iowa Insurance Division Appointed
Kansas Ken Selzer Commissioner Kansas Insurance Department Elected
Kentucky Sharon P. Clark Commissioner Kentucky Department of Insurance Appointed
Louisiana James J. Donelon Commissioner Louisiana Department of Insurance Elected
Maine Eric A. Cioppa Superintendent Maine Bureau of Insurance Appointed
Maryland Al Redmer Jr. Commissioner Maryland Insurance Administration Appointed
Massachusetts Daniel R. Judson Commissioner Massachusetts Division of Insurance Appointed
Michigan Patrick M. Mcpharlin Director Michigan Department of Insurance and Financial Services Appointed
Minnesota Mike Rothman Commissioner Minnesota Department of Commerce Appointed
Mississippi Mike Chaney Commissioner Mississippi Insurance Department Elected
Missouri John M. Huff Director Missouri Department of Insurance, Financial Institutions and Professional Registration Appointed
Montana Monica J. Lindeen Commissioner Montana Office of the Commissioner of Securities and Insurance Elected
Nebraska Bruce R. Ramge Director Nebraska Department of Insurance Appointed
Nevada Amy L. Parks Acting Commissioner Nevada Division of Insurance Appointed
New Hampshire Roger A. Sevigny Commissioner New Hampshire Insurance Department Appointed
New Jersey Richard J. Badolato Acting Commissioner New Jersey Department of Banking and Insurance Appointed
New Mexico John G. Franchini Superintendent New Mexico Office of Superintendent of Insurance Appointed
New York Anthony Albanese Acting Superintendent New York State Department of Financial Services Appointed
North Carolina Wayne Goodwin Commissioner North Carolina Department of Insurance Elected
North Dakota Adam Hamm Commissioner North Dakota Insurance Department Elected
Northern Mariana Islands Mark O. Rabauliman Secretary of Commerce Office of the Insurance Commissioner Appointed
Ohio Mary Taylor Lt. Governor/ Director Ohio Department of Insurance Appointed
Oklahoma John D. Doak Commissioner Oklahoma Insurance Department Elected
Oregon Laura N. Cali Commissioner Oregon Insurance Division Appointed
Pennsylvania Teresa D. Miller Commissioner Pennsylvania Insurance Department Appointed
Puerto Rico Ángela Weyne Commissioner Office of the Commissioner of Insurance Appointed
Rhode Island Joseph Torti III Superintendent Rhode Island Division of Insurance Appointed
South Carolina Raymond G. Farmer Director South Carolina Department of Insurance Appointed
South Dakota Larry Deiter Director South Dakota Division of Insurance Appointed
Tennessee Julie Mix McPeak Commissioner Tennessee Department of Commerce and Insurance Appointed
Texas David Mattax Commissioner Texas Department of Insurance Appointed
Utah Todd E. Kiser commissioner Utah Insurance Department Appointed
U.S. Virgin Islands Osbert Potter Lt. Governor/ Commissioner Division of Banking and Insurance Elected
Vermont Susan L. Donegan commissioner Vermont Department of Financial Regulation Appointed
Virginia Jacqueline K. Cunningham commissioner Virginia Bureau of Insurance Appointed
Washington Mike Kreidler commissioner Washington Office of the Insurance Commissioner Elected
West Virginia Michael D. Riley commissioner West Virginia Offices of the Insurance Commissioner Appointed
Wisconsin Ted Nickel commissioner Wisconsin Office of the Commissioner of Insurance Appointed
Wyoming Tom Glause commissioner Wyoming Insurance Department Appointed


  1. ^ a b "State Commissioners - 2014" (PDF). NAIC. Retrieved 18 August 2015. 
  2. ^ "About the National Association of Insurance Commissioners (NAIC)". Retrieved 2015-08-18. 
  3. ^ Kimball, Spencer (1961). "The Purpose of Insurance Regulation: A Preliminary Inquiry in the Theory of Insurance Law". Retrieved 2015-08-18. 
  4. ^ Randall, Susan (1999). "Insurance Regulation in the United States: Regulatory Federalism and the National Association of Insurance Commissioners" (PDF). FLORIDA STATE UNIVERSITY LAW REVIEW. 
  5. ^ "National Association of Insurance Commissioners Membership List" (PDF). NAIC. August 17, 2015.