International Association of Hebrew Free Loans

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The International Association of Hebrew Free Loans (IAHFL) is an umbrella organization for Hebrew Free Loan societies, organizations that offer interest-free loans to Jews. There are members around the world, with most in North America. Each member organization has its own rules regarding such things as who may borrow, the maximum loan amount, and the repayment process. However, all offer loans without interest.

Hebrew Free Loan societies (such a society is also known as a Gemach) are based on the biblical injunction that Jews may not charge interest to other Jews in need, found in Exodus 22:25: "If you lend money to My people, to the poor among you, do not act towards them as a creditor; exact no interest from them."

The IAHFL provides a forum for independent free loan societies to interact, share information, and helps establish new Hebrew Free Loans. There is an annual conference hosted by a member organization.

The IAHFL produces a newsletter several times a year.

Member organizations[edit]

Members of the IAHFL include:

United States[edit]


Outside North America[edit]

Annual conference[edit]

The IAHFL holds a conference each year (normally in the fall) to provide an opportunity for networking and education. The conference is always hosted by a local Hebrew Free Loan, though the program is generally planned by the International.

Past conferences[edit]

October, 2009 Hebrew Free Loan Detroit
October, 2008 Hebrew Free Loan Association of Cleveland
October, 2007 Hebrew Free Loan Association of Vancouver
September, 2006 Hebrew Free Loan Association of South Florida
2005 Hebrew Free Loan Association of San Francisco
October, 2004 Hebrew Free Loan Society of Greater Philadelphia

Future conferences[edit]

2010 Dallas Hebrew Free Loan Association


External links[edit]