Janata Bank

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Janata Bank Limited
State/Government owned
FoundedDhaka, Bangladesh
HeadquartersDhaka, Bangladesh
Key people
Luna Shamsuddoha [1] (Chairman) ‍and Md. Abdus Salam Azad (CEO & Managing Director)
ProductsBanking services
Consumer Banking
Corporate Banking
Investment Banking
Number of employees
12,391 (2017)
WebsiteJanata Bank Limited

Janata Bank Ltd. (Bengali: জনতা ব্যাংক লিমিটেড) is a state-owned commercial bank of Bangladesh established in 1972. Its headquarters is situated at Motijheel in Dhaka, the capital city of Bangladesh. It is the second largest commercial bank in Bangladesh.[2][3][4]


Bank Nationalisation Ordinance of 1972 was used to form Janata Bank by merging the assets of United Bank Limited and Union Bank Limited.[3]


With the emergence of Bangladesh as an independent, sovereign state in 1971 after a devastating nine-month war against the West Pakistani occupation army, a war, full of blood and tears, trauma and pain of millions of our beloved ones, the legacy of rebuilding the already broken financial base of the country was felt as an urgent call of the day against a collapsed economic reality of a newly born state.


In this backdrop, in order to rebuild the country's economy, measures had been taken to merge a number of banks previously operated in this region and make new banks and this initiatives led to formation of Janata Bank in 1972 by combining the erstwhile United Bank Limited and Union Bank Limited under the Banks Nationalization Order (President's Order No. 26) of 1972.


In 15 November 2007 Janata Bank got registered with the Joint Stock of Registrars and restructured it as a public limited company with the name Janata Bank Limited.


Including 4 overseas branches in United Arab Emirates Janata Bank runs its business with 912 branches across the country having a big family of around 12,391 (As on 31.12.2017) employees with its head office located at Janata Bhaban at Motijheel C/A, the heart of the capital city, Dhaka.

At the end of 2017 the Bank held Deposit BDT 649,440.78 million, Advance BDT 459,580.05 million with Authorized capital BDT 30,000 million and Paid-up Capital BDT 19,140 million.

Janata Bank Limited, a corporate body trusted over the years, the 2nd largest (in respect of Deposits/Assets) commercial bank in Bangladesh, has been playing pivotal role in overall financial activities of the country and is possessing a long heritage of discharging laudable services to the society since her embankment immediately after the emergence of this verdant rich alluvial soil as a sovereign, independent state.

The contribution of the Bank to the national economy and social reform has set standard bar so high that others in this business can’t help aspire touching the benchmark of success earned by JBL. More so a matter of great honour is that the contribution, commitment and success of the Bank have been recognized with a number of prestigious awards by national and international organizations of repute.

Bank at a Glance[edit]


Features Values
Name Janata Bank Limited
Genesis Janata Bank Limited, the 2nd largest State Owned Commercial Bank (SCB) in Bangladesh, is playing pivotal role in overall financial activities of the country. The Bank emerged as ‘Janata Bank’ by combining the erstwhile United Bank Limited and Union Bank Limited under the Banks Nationalization Order (President's Order- 26) of 1972 and was restructured as a limited company in November, 2007. Since inception in 1972 the Bank has commendably contributed to the socio-economic development of Bangladesh and helped structuring solid financial ground of the country as well. Janata Bank runs its business with 912 branches across the country including 4 overseas branches in United Arab Emirates.
Registered Address Janata Bhaban, 110, Motijheel Commercial Area Dhaka - 1000, Bangladesh.
Legal Status Public Limited Company
Chairman Luna Shamsuddoha
CEO & Managing Director Md. Abdus Salam Azad (F.F.)
Company Secretary Hussain Yeahyea Chowdhury
Authorized Capital BDT 30,000 Million
Paid up Capital BDT 19,140 Million
Shareholding Pattern 100% Share owned by the Government of Bangladesh
Number of Employees 12,391 (As on 31.12.2017)
Phone +88 02-9560000, 9566020, 9556245-49, 9565041-45, 9560027-30
Fax 88-02-9554460, 9553329, 9552078


Domestic Network[edit]

Offices No.
Head Office Divisions 14
Head Office Departments 50
Number of Divisional offices 12
Number of Area Offices 49
Branches including Overseas 912
Corporate-1 Branches (Including JBCB & LO) 30
Corporate-2 Branches 77
Grade-1 Branches 218
Grade-2 Branches 224
Grade-3 Branches 277
Grade-4 Branches 82
AD Branches 56
Urban 478
Rural 430
Overseas 4
Staff College 8

Overseas Offices[edit]

Name of Overseas Office Address
Chief Executive Office, UAE Obied Sayah Al-Mansuri Building, Electra Road, Post Box No. 2630, Abu Dhabi, U.A.E

Overseas Branches[edit]

Name of Overseas Branch Address
Abu Dhabi Branch Obeid Sayed Al-Mansoori Building, Zayed the 1st Street (Electra Road), P.O Box No.-2630, Abu Dhabi, United Arab Emirates (UAE)
Al Ain Branch Sheikh Khalifa Bin Mohammad Al-Nahyan Building, P.O Box No.-1107, Main Market Centre, Main Street, Al-Ain, United Arab Emirates (UAE)
Dubai Branch Baniyas Complex Building, Baniyas Square (Naser Square), Al Maktum Hospital Road, Deira, P.O Box No.-3342, Dubai, United Arab Emirates (UAE)
Sharjah Branch Saqer Bin Rashid Al-Quassim Building, P.O Box No.-5303, Al-Shuaiheen Street, Sharjah, United Arab Emirates (UAE)


Name Location
Janata Capital & Investment Limited (JCIL) 48, Motijheel Commercial Area, Dhaka-1000
Janata Exchange Co. SRL, Milan Branch, Italy Janata Exchange Co. Srl. Milan Via Franchi no Gaffurio 5, 20124 Milan, Italy
Janata Exchange Co. SRL, Rome Branch, Italy Janata Exchange Co. Srl. Rome Via Ricasoli, 15, 00185-Rome, Italy
Janata Exchange Company Inc. USA 37-18, 73rd Street, Suit No. 1R, 1st Floor, Jackson Heights, NY 11372, New York, USA

Corporate Rating Status[edit]

Entity Rating "A +" in the long run

ST - 2 in the short run

As govt. owned Bank "AAA" in the long run

ST - 1 in the short run

Corporate Social Responsibility[edit]

JBL sees CSR activities as a critical component of continuous improvement, like the overall effort to be a more socially responsible and sustainable organization.

Being one of the leading state-owned commercial banks in Bangladesh, Janata Bank Limited, with its branches has also realized its responsibilities to the society and is contributing to the amelioration of the social life of the destitute people, infra-structure, environment etc. Not only that, it has stepped forward to introduce interest-free loans to the poor and marginal farmers in the Aila-Sidr-Monga unit areas.

According to the CSR policy of Janata Bank Limited, the CSR activities are performed in the following fields:

Education and Research[edit]

It is universally acknowledged that there is no alternative to education. So, keeping this in mind, it has stretched its helping hands towards the financially deprived meritorious and those who have great inclination to be benefited with education. Not only that, it is imparting in different types of conferences, symposiums, workshops etc. related to education and research.

Health and treatment[edit]

JBL has been treating this sector as the second most important one. In the last decade, diabetes, heart diseases, cancer, liver syrocis etc. have taken an epidemic form. For building up a healthy nation, as a bank of the people, JBL, both singly and cooperatively is playing an important role.

Poverty Reduction and Rehabilitation[edit]

To make the people free from the curse of poverty and lessen the gap between the poor and the rich, JBL has considered street people, landless, handicapped etc. as its target field to develop.

Natural Calamity[edit]

Though our country is a gifted child of nature, it is not free from the calamities like flood, cyclone, earth quack, cranes, road accidents etc. Considering the humanitarian traits, JBL stands as a friend to the hopeless people.

History, culture, tradition, sports etc[edit]

Aiming at imprinting the consciousness of the war of liberation into the heart of the people, JBL takes initiatives to uphold our glorious history, culture etc. by sponsoring related organizations arranging different programmer on these subjects.

Environment Protection[edit]

Now-a-days, pollution of environment has become a burning issue. For sustainable development, JBL considers the matter as an important issue and is devoting a handsome amount in tree plantation, forestation and other environment friendly activities for better, pollution free environment.

Expansion of Information Technology[edit]

With a view to building "Digital Bangladesh" within 2021, JBL has been trying to bring all organizations irrespective of types, by providing computers and other scientific equipments for expansion of Information Technology.


Apart from these, sovereignty of the country, protection, discipline, economic freedom, ensuring justice etc. are also been considered in CSR activities practiced by the bank. Least but not the last, for the amelioration of the economic condition of those great-hearted freedom-fighters who laid their lives for the sake of this independent Bangladesh. JBL is committed to remain by their side always.


  1. ^ "Board of Directors". www.jb.com.bd. Retrieved 26 Feb 2018.
  2. ^ "Janata Bank". Retrieved 2007-07-14.
  3. ^ a b "Janata Bank Limited - Banglapedia". en.banglapedia.org. Retrieved 2016-07-28.
  4. ^ "State banks still in capital deficit". 2016-07-09. Retrieved 2016-07-28.

External links[edit]