Japan Post Bank

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Japan Post Bank Co., Ltd.
Government-owned corporation
Industry Banking
Founded 1 September 2006
Headquarters Chiyoda, Tokyo, Japan
Key people
Koji Furukawa (Chairman and CEO),
Syokichi Takagi (President and COO)
Total assets JPY 196 trillion (March 31, 2012)[1]
Total equity JPY 9.8 trillion (March 31, 2012)[1]
Number of employees
12,796 (March 31, 2012)[2]
Parent Japan Post Holdings Co.,Ltd. (100%)
Website www.jp-bank.japanpost.jp
Japan Post Bank Headquarters
Chiyoda, Tokyo

Japan Post Bank Co., Ltd. (株式会社ゆうちょ銀行, Kabushiki-gaisha Yū-cho Ginkō, commonly abbreviated to ゆうちょ銀行 (Yū-cho Ginkō), or just ゆうちょ (Yū-cho)), is a Japanese bank headquartered in Tokyo which is part of the Japan Post Holdings postal and financial services group.[3]

As of November 2008 it was reported as being the world's biggest deposit holder.[4] It is one of only two banks to have branches in every prefecture in Japan, the other being Mizuho Bank.


Postal savings was introduced to Japan in 1875 and operated as a government department until privatization of the postal service was passed under the government of Prime Minister Junichiro Koizumi.

The bank was established on 1 September 2006,[5] as part of the reorganisation of Japan Post into Japan Post Holdings.

Prior to 2009, Japan Post was not connected to the Japanese Bankers Association (Zenginkyo) payment processing network, making it impossible to wire money directly between Japan Post and most other Japanese banks. Japan Post Bank joined the network in January 2009 and became a full JBA member in October 2011.


Unlike most commercial banks, Japan Post Bank is primarily a savings institution. Its only loan products are overdraft lines secured by time deposits and Japanese government bonds on deposit with the bank.

Japan Post Bank offers a nationwide ATM network which can be used to withdraw money with international bank cards and credit cards.[6] Japan Post Bank has a contract with Standard Chartered Bank to facilitate wire-transfer remittances of funds internationally.

See also[edit]


  1. ^ a b http://www.jp-bank.japanpost.jp/aboutus/financial/abt_fnc_newslist.html
  2. ^ http://www.jp-bank.japanpost.jp/aboutus/company/abt_cmp_profile.html
  3. ^ "Index of Postal Freedom: Japan". Consumer Postal Council. Retrieved 31 December 2010. 
  4. ^ Finbarr Flynn and Shingo Kawamoto (27 November 2008). "Japan Post Bank Reports 150.1 Billion Yen Half-Year Profit". Bloomberg. Retrieved 31 December 2010. 
  5. ^ "Corporate Profile". Japan Post Bank website. Retrieved 31 December 2010. 
  6. ^ http://www.jp-bank.japanpost.jp/en/ias/en_ias_index.html

External links[edit]