Her musical debut consisted of contributing vocals on Carla Bley's albums Escalator Over the Hill (1971) and Tropic Appetites (1974). She then continued performing and recording on glockenspiel, organ and chromatic harmonica in many of Carla Bley's ensembles and projects from 1977 on to the present.
She studied at the Berklee College of Music in Boston on a scholarship from 1985-87. She moved back to New York City in 1987 where she formed her own ensemble to record her first two albums for the XtraWATT record label (distributed by ECM Records), My Cat Arnold (1989) and Karen Mantler and Her Cat Arnold Get the Flu (1990). The band toured Europe several times and also appeared at venues in New York, on Dave Sanborn's NBC Night Music television show, and at the Montreal International Jazz Festival (1991). She recorded two more albums of her music, Farewell (XtraWATT, 1996) and Pet Project (Virgin Classics, 2000). In 2003 she collaborated with Robert Wyatt on his album Cuckooland, playing keyboards, singing and contributing three compositions.
She has performed and recorded with a wide variety of musicians including Steve Swallow, Motohiko Hino, Michael Mantler, Terry Adams, Robbie Dupree, Artie Traum, Peter Blegvad, John Greaves, Chris Cutler, Dagmar Krause, Annie Whitehead, Anton Fier's band The Golden Palominos and Tony Scherr. She has also been featured in Hal Willner productions.
As well as creating the WATTxtraWATT web site, she has been the designer of every WATT and XtraWATT CD cover and booklet since 2003.
At the same time she has been working with her trio featuring bassist Kato Hideki and multi-instrumentalist Doug Wieselman. Her fifth recording as a leader, entitled Business Is Bad, was released in June 2014 (XtraWATT/14).
- My Cat Arnold (XtraWATT, 1989)
- Karen Mantler and Her Cat Arnold Get the Flu (XtraWATT, 1990)
- Farewell (XtraWATT, 1996)
- Karen Mantler's Pet Project (Virgin, 2000)
- Business Is Bad (XtraWATT, 2014)
- Go Figure with Peter Blegvad, Chris Cutler, John Greaves (Rer, 2017 )
With Carla Bley
- Escalator Over the Hill (JCOA, 1971)
- Tropic Appetites (WATT, 1974)
- Musique Mecanique (WATT, 1979)
- Fleur Carnivore (WATT, 1989)
- The Very Big Carla Bley Band (WATT, 1991)
- Big Band Theory (WATT, 1993)
- The Carla Bley Big Band Goes to Church (WATT, 1996)
- Looking for America (WATT, 2003)
- Appearing Nightly (WATT, 2008)
- Carried Away, Robbie Dupree (Village Green/Gold Castle, 1989)
- Verlaine, John Greaves (Harmonia Mundi)
- Sailing Stone, Motohiko Hino (Gramavision, 1992)
- It's There, Motohiko Hino (Enja, 1993)
- Folly Seeing All This, Michael Mantler (ECM, 1993)
- The School of Understanding, Michael Mantler (ECM, 1997)
- Swallow, Steve Swallow (XtraWATT, 1992)
- South of Lafayette, Artie Traum (Roaring Stream, 2002)
- Cuckooland, Robert Wyatt (Rykodisc, 2003)
- Mantler, Karen. "Karen Mantler by Karen Mantler" (PDF). WattXtraWatt.com. Retrieved 2016-03-28.
- Thom Jurek (2014-06-13). "Business Is Bad - Karen Mantler | Songs, Reviews, Credits, Awards". AllMusic. Retrieved 2014-08-26.